Sabino Antonio Tembe


Status: Paying Back

$525.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Sabino Antonio Tembe
Location: Boane, Maputo, Mozambique
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $525.00
Loan Use: Construction Supplies
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Nov 3, 2009
Date Disbursed: Oct 19, 2009
Date Funded:Nov 4, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:28.8000 MZN = 1 USD



Sabino António Tembe is a native of Maputo, Mozambique. He is 33 years old, married and the father of two children aged 9 and 4, the older one goes to school. He finished 12th grade and became a teacher. He teaches at a private school called Gaiato and also works for the Ministry of Education. He makes around 12.000,00MT (U$410) per month, which he uses to support his family and save. He lives at his own house with his family and also supports his parents and an adopted child.

He's asking for a 15.000,00MT (U$525) loan in order to buy construction supplies to finish building his house. He hopes to pay this without a problem so he can ask for other loans in the future and buy a car.



Translated from Portuguese by Mariana Dauwe, Kiva Volunteer


Sabino António Tembe nasceu em Maputo cidade capital, tem 33 anos de idade casado e pai de 2 filhos de 9 e 4 anos de idade, o mais velho vai à escola. Fez 12ª classe, vive na casa própria, com a sua família e sustenta seus pais e um filho adoptado.

Nunca saiu da cidade, actualmente trabalha como professor na casa do Gaiato e ganha salário no Ministério da Educação e nesta escola privada (casa do Gaiato). Foi formado pelo instituto de formação de professores de Namaacha. Neste emprego ganha cerca de 12.000.00MT por mês, com o qual sustenta sua família e poupa algum no Banco comercial BIM (Banco Internacional de Moçambique).

Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através do oficial de credito desta sucursal, este é o seu 3º empréstimo no valor de 15.000.00MT para compra de material de construção (cimento, pedra e portões). Os valores anteriores foram de 12.500,00MT e 15.000,00MT, todos para a mesma actividade, compra de material de construção.

Propõe se a pagar o empréstimo sem problemas para poder aceder a mais créditos com objectivo de concluir a sua casa e adquirir uma viatura para facilitar o transporte de uma escola para outra.




About Housing Loans
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Journal entries for Sabino Antonio Tembe


Loan has been disbursed
 
Entrepreneur: Sabino Antonio Tembe
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to SABINO ANTONIO TEMBE by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Nov 5, 2009
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Kiva Help Repayment Schedule for Sabino Antonio Tembe

  Expected Repayments Actual Repayments Comments
January 2010 $23.85 Available Jan 1  
February 2010 $24.82 Available Feb 1  
March 2010 $25.85 Available Mar 1  
April 2010 $26.90 Available Apr 1  
May 2010 $28.02 Available May 1  
June 2010 $29.16 Available Jun 1  
July 2010 $30.36 Available Jul 1  
August 2010 $31.62 Available Aug 1  
September 2010 $32.91 Available Sep 1  
October 2010 $34.26 Available Oct 1  
November 2010 $35.67 Available Nov 1  
December 2010 $37.13 Available Dec 1  
January 2011 $38.67 Available Jan 1  
February 2011 $40.25 Available Feb 1  
March 2011 $41.90 Available Mar 1  
April 2011 $43.63 Available Apr 1