Little Stars Group

The Little Stars Group is a Communal Bank that is starting its third loan cycle. The members are very responsible with their payments. They live in an area that is far from the city and know each other well. They do not have many needs other than the basic necessities such as sewage services, clean drinking water, etc.

The group leaders are as follows:

Sra. Margarita is the group president and a very responsible leader. She is married and has two children. She makes pastries, while her husband works as a chauffeur.

Sra. Ruth is the group treasurer and is very responsible and knowledgeable in handling cash. She is married and has two children. She is a seamstress and will use her loan to increase her business capital.

Sr. Ronal is the group secretary. He is single and has no children. He imports novelty products from Peru. His loan will be used as business capital.

Translated from Spanish by Ronan Reodica, Kiva Volunteer

Es un grupo muy responsables en sus pagos, viven en una zona muy alejada de la ciudad, se conocen bien, no cuentan con servicios basicos como ser alcantarillado, agua potable, etc. Su grupo se llama "ESTRELLITAS", donde, el Banco de Emprendimiento esta en su 3º Ciclo, la mesa directiva esta conformada la siguiente manera, como presidenta esta la señora Margarita ,ella es muy responsable y lider de su grupo, tiene 2 hijos es casada ella elabora masitas y su esposo es chofer. Como tesorera esta la socia Ruth quien es muy responsable y conocedora del manejo del efectivo tiene 2 hijos es casada, es confeccionista de ropa el credito lo utiliza para aumento de capital. Como secretario esta el socio Ronal es soltero no tiene hijos,trabaja importando novedades de la frontera con el Peru, el credito lo utiliza para capital.








About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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