Martha Aryera Urbina Tercero


Status: Paying Back

$600.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Martha Aryera Urbina Tercero
Location: Managua, Nicaragua
Activity: Clothing Sales

About the Loan

Loan Amount: $600.00
Loan Use: Purchasing clothing for infants and adults
Repayment Term: 11 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Covered
Date Listed: Nov 1, 2009
Date Disbursed: Oct 28, 2009
Date Funded:Nov 12, 2009

About the Country

Country:Nicaragua
Avg Annual Income:$3,636.00
Currency:Nicaragua Cordobas (NIO)
Exchange Rate:20.6657 NIO = 1 USD



Martha Aryera Urbina is 28 years old and lives with her husband in the neighborhood of Los Venegas, which is located on the road to Masaya. Her husband works for Bayer and helps her with the household expenses. They have two children, a five-year-old girl and an eleven-month-old infant. Her goal is to be able to provide her children with comfort and a good education. For five years Martha has made a living selling clothing for infants and adults. The biggest problem she faces is that she currently has outstanding orders and because of a lack of capital she cannot cover the orders for all of her customers. That is why she is requesting a loan so that she can meet the demand of her customers’ clothing orders. She thanks the lending institution for its financial assistance, since it will allow her to accomplish her sales goals.

Translated from Spanish by Christopher Knutson, Kiva Volunteer


La joven Martha Aryera Urbina tiene la edad de 28 años, habita en el barrio los Venegas ubicado en carretera hacia Masaya, junto a su esposo el cual trabaja en Bayer , para apoyarla con los gastos del hogar , ellos tienen dos hijos , una niña de cinco y un bebé de once meses , los planes hacia su familia es poder darles una buenas educación y comodidad , doña Martha desde hace cinco años , se dedica al comercio de venta de ropa para bebé, y para adultos , la mayor dificultad que se le presenta es que en momentos tiene encargo y por falta de capital no logra abarcar a todos sus clientes, es por eso solicita su crédito para poder cumplir con la demanda de pedido de ropa de los clientes. Da las gracias a la institución por el apoyo económico ya que podrá cumplir la meta de las ventas.

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Kiva Help Repayment Schedule for Martha Aryera Urbina Tercero

  Expected Repayments Actual Repayments Comments
January 2010 $66.67 Available Jan 1  
February 2010 $66.66 Available Feb 1  
March 2010 $66.67 Available Mar 1  
April 2010 $66.67 Available Apr 1  
May 2010 $66.66 Available May 1  
June 2010 $66.67 Available Jun 1  
July 2010 $66.67 Available Jul 1  
August 2010 $66.66 Available Aug 1  
September 2010 $66.67 Available Sep 1