Rosa Argentina Urbina Escalante

Mrs. Rosa Urbina is 51 years old and is the single mother of one daughter, who is already married. They work together at Rosa's small restaurant, where she sells breakfast and lunch. Her sales have been slow lately, and she sometimes has to waste food when she can't sell it; she struggles each day to improve her economic situation. She lives in a neighborhood called South Waspan in the Nicaraguan capital city of Managua. Her goal is to finish the home improvements she has been making, little by little. She hasn't been able to do all of the construction at once because it would be very expensive.

She has been with Afodenic for three loan cycles now, and in this loan cycle she plans to buy meat, chicken, vegetables, fruits, basic grains, sodas, and other items to improve service at her restaurant and boost sales. She has already invested a lot of money in her business, and since she allows her clients to pay on credit, she needs the money up front in order to make this investment. She is grateful to Afodenic for the benefits she has obtained through loans; she has been able to make improvements to her business and in her personal life, and she is now better able to satisfy her own personal needs.

Translated from Spanish by Cynthia McMurry, Kiva Volunteer

La señora Rosa Urbina de 51 años de edad, es madre soltera de una hija la cual es ya casada pero trabajan juntas en un pequeño comedor que tiene en donde vende desayuno, almuerzo, últimamente las ventas están bajas y abecés pierde la comida debido a que no la vende, pero cada día es la lucha por mejorar su economía, vive en un barrio llamado Waspan Sur en la capital de Managua, sus planes es poder terminar de hacer las mejoras a su casa ya que poco a poco ha ido construyendo por que es lo mas caro. Lleva tres ciclos en Afodenic el cual con este comprara carnes, pollo, verduras, frutas, granos básicos, gaseosas y otros para mejorar el servicio de la venta de comida y elevar las ventas, ya que mucho capital esta invertido ya que da crédito para la quincena y es por eso se necesita la inversión. Da las gracias a la institución por los beneficios otorgados que gracias a estos ha hecho posible las mejoras en su negocio como en su vida personal en sastifcer las necesidades personales.

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