Bernadeth Redublado

Bernadeth Redublado is from the village of Taboo, Jimenez, Misamis Occidental. She is 40 years old. Bernadeth is single. To make a living, Bernadeth operates a specialized retail store. The main source of income for the business comes primarily from selling health and medicinal products in the local community. Bernadeth has been engaged in her business for over four years and earns approximately 3,000 Philippine pesos a month for these activities.

In 2005, Bernadeth joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Bernadeth has successfully repaid a previous loan of 20,000 PHP from PMPC. This previous loan was used to to purchase additional inventory and to use as working capital. Bernadeth is requesting a new loan of 30,000 PHP, which will be used to purchase a transport vehicle to improve the business. This will be the fifth loan taken out by Bernadeth from PMPC. She plans to use the additional revenue generated from the business to improve/expand her business.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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