Gulmira Jumasheva's Group

Gulmira is the leader of this group. Having been married for 17 years, Gulmira and her husband have raised three splendid children. The eldest son, 16, and the middle one, 14, go to school. The youngest is just one and half years old. Gulmira’s husband is a policeman. Gulmira works as a governor at the hospital. She has decided to apply for this loan to buy a new bedroom suite.

Gulmira’s partners are Sharyikul, Eliza and Kulanda.

Sharyikul, 54, has raised four children. She and her husband work as sellers at the market. Sharyikul is engaged in selling potatoes which her husband helps her transport. During five years of selling potatoes, Sharyikul has been able to buy a container and a small truck for transporting potatoes. She needs a loan to purchase potatoes and bring them from another village. Once she makes a good profit, she wants to invest it in buying livestock.

Eliza, 24, is married and has one daughter. Her husband is a high school teacher. Eliza is a housewife. However, apart from doing her regular house duties, she also keeps 15 sheep and one cow. After work, Eliza’s husband actively helps her look after the cattle. Eliza has far reaching plans with respect to animal husbandry. Therefore, she has applied for this loan to purchase more sheep.

Kulanda, 55, is a widow. She has two children. Both of them are married and live separately. Kulanda does not depend on her children. Instead, she prefers to keep some cattle. Due to her small household, she has been able to buy a flat in Tokmok city. She plans to continue raising livestock and increase their total population. For the moment, she has two cows. Kulanda wants to obtain a loan and invest it in buying more cattle.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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