Hermine Vicentia Adjou Houenou


Status: Paying Back

$350.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Hermine Vicentia Adjou Houenou
Location: Cotonou, Benin
Activity: Shoe Sales

About the Loan

Loan Amount: $350.00
Loan Use: To buy two bales of teddy bears, four bolts of cloth, and a dozen shoes
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Oct 28, 2009
Date Disbursed: Nov 17, 2009
Date Funded:Oct 29, 2009

About the Country

Country:Benin
Avg Annual Income:$1,500.00
Currency:Communauté Financière Africaine Francs BCEAO (XOF)
Exchange Rate:441.0350 XOF = 1 USD



HOUENOU Hermine Vicentia Adjou was born on November 30, 1972 in Cotonou, the economic capital of the Republic of Benin. She is married to GBAGUIDI Natal, a merchant, and is the mother of four children who are all in school. For four years, she has been living in Cocotomey, not far from Cotonou. Together with Natal, she is covering family expenses.

Hermine Vicentia Adjou hasn’t attended school for a long time, having stopped in primary school. Two years later, she started selling cloth, shoes, and teddy bears at her home and also via the distribution system. She stocks up in Cocotomey, in Dantokpa, the international marketplace of Benin, and also in Lomé in Togo, a country neighboring Benin.

This is her first loan. She’s basically requesting this loan to increase her business volume and to grow her customer base.

Translated from French by Dan Kuey, Kiva Volunteer


HOUENOU Hermine Vicentia Adjou est née le 30 Novembre 1972 à Cotonou, capitale économique du Bénin. Mariée à GBAGUIDI Natal, un commerçant, Hermine Vicentia Adjou est mère de quatre enfants tous scolarisés. Hermine Vicentia Adjou vit depuis quatre ans à Cocotomey non loin de Cotonou. Hermine Vicentia Adjou supporte les charges de la famille ensemble avec Natal. Hermine Vicentia Adjou n'a pas fréquenté l'école pendant longtemps, et s'est arrêtée au niveau primaire. Il y a deux ans de cela que Hermine Vicentia Adjou a commencé la vente de tissus, chaussures et de nounours à son domicile et également par le système de distribution. Hermine Vicentia Adjou s'approvisionne à Cocotomey, à Dantokpa, marché international du Bénin et aussi à Lomé au Togo, État voisin du Bénin. Hermine Vicentia Adjou est à son premier crédit. En effet, Hermine Vicentia Adjou sollicite ce crédit pour augmenter le volume de son activité et accroître sa clientèle.

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Kiva Help Repayment Schedule for Hermine Vicentia Adjou Houenou

  Expected Repayments Actual Repayments Comments
February 2010 $29.17 Available Feb 1  
March 2010 $29.16 Available Mar 1  
April 2010 $29.17 Available Apr 1  
May 2010 $29.17 Available May 1  
June 2010 $29.16 Available Jun 1  
July 2010 $29.17 Available Jul 1  
August 2010 $29.17 Available Aug 1  
September 2010 $29.16 Available Sep 1  
October 2010 $29.17 Available Oct 1  
November 2010 $29.17 Available Nov 1  
December 2010 $29.16 Available Dec 1  
January 2011 $29.17 Available Jan 1