Carmen Flores Hernandez


Status: Paying Back

$875.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Carmen Flores Hernandez
Location: Guayaquil, Ecuador
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $875.00
Loan Use: To protect her house and improve security at her business
Repayment Term: 14 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Oct 27, 2009
Date Disbursed: Oct 20, 2009
Date Funded:Oct 28, 2009

About the Country

Country:Ecuador
Avg Annual Income:$4,776.00
Currency:United States Dollars (USD)



Carmen is not married and is 59 years old. She has 6 children, the youngest of whom still lives with her. She sells soft drinks, fruit, soaps, shampoo, and beauty accessories.



A short time ago, some burglars tried to rob her business because the store’s door isn’t very strong and can’t protect well against thieves. She tends to her store from 6:30am until 10:30pm, so she is very afraid of being assaulted. With the new loan, she plans to make the doors of her business and house more secure.




Translated from Spanish by Jennifer Day, Kiva Volunteer



Carmen es una señora soltera de 59 años, tienes 6 hijos, el menor de sus hijos aun vive con ella. Su actividad principal es la venta de Colas, frutas, jabones, shampoo y acceserios de belleza.



Hace poco tiempo los ladrones quisieron robarle en su negocio porque la puerta de la tienda no es muy fuerte y no la protege mucho de los ladrones. Ella atiende de 6:30 a.m. hasta las 22h30 y por su horario siente mucho temor de ser asaltada. Con el rendimiento del nuevo prestamo planea asegurar las puertas de su negocio y su casa.


About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more


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Journal entries for Carmen Flores Hernandez


Loan has been disbursed
 
Entrepreneur: Carmen Flores Hernandez
Location: Guayaquil, Ecuador

Thank you for your loan. It has been disbursed to Carmen Flores Hernandez by Fundacion D-MIRO Mision Alianza in Ecuador. We are excited to watch this business grow. Over the 11 months of this loan, Fundacion D-MIRO Mision Alianza will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Guayaquil, Ecuador
Oct 29, 2009
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Kiva Help Repayment Schedule for Carmen Flores Hernandez

  Expected Repayments Actual Repayments Comments
January 2010 $66.44 Available Jan 1  
February 2010 $65.20 Available Feb 1  
March 2010 $66.19 Available Mar 1  
April 2010 $67.88 Available Apr 1  
May 2010 $71.11 Available May 1  
June 2010 $71.42 Available Jun 1  
July 2010 $73.62 Available Jul 1  
August 2010 $75.11 Available Aug 1  
September 2010 $77.28 Available Sep 1  
October 2010 $78.98 Available Oct 1  
November 2010 $80.99 Available Nov 1  
December 2010 $80.78 Available Dec 1