Lourdes Cael
Status: Paying Back
| $125.00 | Loan Amount |
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15% repaid
About the Entrepreneur
| Name: | Lourdes Cael |
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| Location: | Catibac, Catarman Camiguin Province, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $125.00 |
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| Loan Use: | To purchase additional products to sell |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Oct 27, 2009 |
| Date Disbursed: | Oct 7, 2009 |
| Date Funded: | Oct 27, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Hagdan sa Pag-uswag Foundation, Inc. (HSPFI) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 9 months |
| Kiva Entrepreneurs: | 1856 |
| Total Loans: | $316,550 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.1250 PHP = 1 USD |
Lourdes Cael is from the village of Catibac, Catarman Camiguin Province. She is 31-years old. Lourdes is married and has four school-aged children. To make a living, Lourdes buys and sells coconut husks. She also sells a variety common products used in her local community Lourdes has been in this business for over five years.
In 2009, Lourdes joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Lourdes is requesting a loan of $125, which will be used to purchase additional products to sell. This loan will be the 1st loan taken out by Lourdes from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
In 2009, Lourdes joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Lourdes is requesting a loan of $125, which will be used to purchase additional products to sell. This loan will be the 1st loan taken out by Lourdes from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.
About HSPFI:
HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Important Information About This Loan
To join the HSPFI Lending Team please click on the link: http://www.kiva.org/team/hspfi
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Journal entries for Lourdes Cael
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Loan has been disbursed
Location: Catibac, Catarman Camiguin Province, Philippines
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Posted by
from Catibac, Catarman Camiguin Province, Philippines
Oct 28, 2009 |
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Comment on this entry
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Repayment Schedule for Lourdes Cael
Repayment Schedule for Lourdes Cael
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2009 | $18.75 | $18.75 |  Repayment Received
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| January 2010 | $25.00 | Available Jan 1 | |||
| February 2010 | $31.25 | Available Feb 1 | |||
| March 2010 | $25.00 | Available Mar 1 | |||
| April 2010 | $25.00 | Available Apr 1 | |||
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