Fuerza Y Union Hacia El Futuro Group

Delia Celinda Roldan Sarmiento is a widow. She lost her husband only a short time ago. She is 39 years old and has three children of 14, 10 and 2 years of age. She is currently the treasurer of the group named “Fuerza y unión hacia el Futuro” (Strength and solidarity towards the future) which has ten members.
Delia sells food from her home. She began by selling jellies and lollipops, and bit by bit she got a small capital together which she used to invest in set menus to offer to the public.
The loss of her husband, her companion and support, saw her left alone from one moment to the next. At the beginning it was very hard and she was at the point of losing her business. But after seeing her children who needed her, she gathered her strength and took up her business again.
Apart from her small restaurant, she is about to start up a business selling cleaning products, which she hopes will go well.
However, she is always thinking about her children's future and she works hard to give them a good education. For this reason she has set her next goal to sell juices and yogurt which she has already completed training to do. With this initiative and with her current business she can begin to put together some capital.

Translated from Spanish by Suzanne Grasso, Kiva Volunteer

DELIA CELINDA ROLDAN SARMIENTO, es viuda, hace poco tiempo perdió a su esposo, tiene 39 años de edad y tiene 3 hijos de 14, 10 y 2 años de edad. Actualmente es la Tesorera de su Grupo denominado “Fuerza y unión hacia el Futuro” que cuenta con 10 integrantes.
La Sra. Delia se dedica a la venta de comida, el cual funciona en un espacio de su casa. Ella se inició vendiendo gelatinas y chupetes, pudiendo reunir poco a poco un pequeño capital, el que le serviría para invertir en los menús que ofrecería al público.
Con la pérdida de su esposo, quien era su compañero y apoyo, se vio de un momento a otro, sola. Al inicio fue muy duro y hasta estuvo a punto de perder su negocio. Pero al ver que sus hijos la necesitaban, toma valor y retoma el trabajo.
Actualmente, aparte de su pequeño restaurant, iniciará su negocio de venta de productos de limpieza, el cual espera le vaya bien.
Sin embargo, ella siempre está pensando en el futuro de sus hijos, trabajar mucho para poder darles una buena educación, es por eso que se ha planteado como una próxima meta invertir en la venta de jugos y yogurt, para lo cual ya se ha capacitado; y con su negocio actual empezará a juntar su capital.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe