Mrangirangi Group

Frederick Macha, age 30, is married and has two children, both girls. His daughers’ names are Fidelis and Felix, and they are both under two years old. Frederick has an electrical goods shop where he sells and repairs second-hand TVs and radios. He also installs electricity in homes. He has had this business since 2006, and works from 8 am until 6 pm daily. He is able to earn a monthly profit of around $90.

This will be Frederick’s fifth loan from Tujijenge Tanzania. With his previous loans, Frederick was able to expand his business from one office to two, and he has repaid all previous loans successfully. He hopes to use this loan to invest in new TVs to sell at his business, and also to buy more used TVs and radios from Zanzibar. He travels to Zanzibar two times a year to buy more items to sell. Frederick hopes to use his extra profits from this expansion in his business to help his family with the household expenses and to save for the future. Frederick says his life has changed a lot because of micro-loans from Tujijenge. Where he used to only be able to buy one or two parts for a TV at a time, he can now invest in several at one time.

Frederick will share this loan with his loan group, Mrangirangi (meaning “many colors” in Swahili), which totals 17 members. The members of the group will receive loans for a variety of businesses that include tailoring shops, carpentry services, food vending, and “table top” stands where fresh fruit and vegetables are sold. The group members will hold each other accountable for paying back their loans. In the picture, Frederick is front and center wearing a white shirt.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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