Justine Kpekpena
Status: Paying Back
| $350.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Justine Kpekpena |
|---|---|
| Location: | Hohoe, Ghana |
| Activity: | Fish Selling |
About the Loan
| Loan Amount: | $350.00 |
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| Loan Use: | To buy more fresh fish to be processed for sale |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 22, 2009 |
| Date Disbursed: | Sep 24, 2009 |
| Date Funded: | Oct 22, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4505 GHS = 1 USD |
Justine Kpekpena sells fresh fish in Abotoase. She is married and has four dependents. Her husband is a trader. Justine did not receive any form of formal education.
Justine has been selling fresh fish for ten years and helps her husband to pay the housekeeping expenses. Her loan will be used to buy more fresh fish to be processed for sale. She hopes to reinvest the new profits from her expanded business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Justine has been selling fresh fish for ten years and helps her husband to pay the housekeeping expenses. Her loan will be used to buy more fresh fish to be processed for sale. She hopes to reinvest the new profits from her expanded business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Justine Kpekpena
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Loan has been disbursed
Location: Hohoe, Ghana
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Posted by
from Hohoe, Ghana
Oct 23, 2009 |
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Comment on this entry
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Repayment Schedule for Justine Kpekpena
Repayment Schedule for Justine Kpekpena
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.33 | Available Feb 1 | |||
| March 2010 | $58.33 | Available Mar 1 | |||
| April 2010 | $58.33 | Available Apr 1 | |||
| May 2010 | $58.34 | Available May 1 | |||
| June 2010 | $58.34 | Available Jun 1 | |||
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