Burulcha Kalpaeva's Group

Burulcha is the leader of this group. She is fifty-four years old and divorced. Burulcha raised three children. Right now, her oldest daughter is twenty-seven years old. She works overseas in Dubai. The middle son is twenty-five. He works in Kyrgyzstan and lives separately. The youngest, twenty-one-year-old daughter lives with the older sister in Dubai. Despite her age, Burulcha is actively involved in increasing livestock headcount, and thus can provide herself with all the necessities. Two years ago, her daughter sent her money in the sum of six thousand som, and Burulcha was able to purchase livestock. She liked breeding livestock so much that she fully devoted herself to this entrepreneurship. With time, Burulcha could increase livestock headcount, having sold which, she decided to give her son a car right away. Currently, she keeps a cow and a bull for her domestic needs and is also involved in increasing headcount of cattle. Burulcha sees a wide spectrum of opportunities in this business because the environment in Kyrgyzstan is very conducive to breeding livestock. This is precisely the reason why Burulcha decided to request a loan in order to purchase bulls and send them to a village, where her mother lives. After raising livestock there for half a year, Burulcha would want to sell all of the purchased livestock and buy soft furniture for home. Burulcha’s plans also include varying her entrepreneurial activity and opening a tire vulcanization shop, where her son would work. In the future, Burulcha also wants to build a big house for herself and her son. For this, she is ready to sacrifice her time and effort.

Along with Burulcha, this group includes Guliya, Gulnara and Myskal.
Guliya is fifty-seven. Her husband and she are retired. Their children are grown and live separately. Together with her husband, Guliya keep cows and have been involved in small-scale pastoral farming. They were able to increase livestock headcount and build a house. Guliya needs a loan in order to buy more livestock to increase headcount.

Gulnara is a mother of five children. Her husband is a construction worker. Gulnara is involved in animal husbandry. Her husband provided Gulnara with the starting capital and helped her in other ways in her new business. Gulnara is happy with her business and requested a loan in order to purchase a cow and then sell milk.

Myskal is forty-five. She is a widow and a mother of three children. Myskal makes a living from animal husbandry. She decided to get involved in this business on her own. None of her children help her with the business. Myskal decided to request a loan in order to purchase a bull, raise it and then sell it.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.

Translated from Russian by Anna Sorokina-Hailey, Kiva Volunteer

Лидер этой группы – Бурулча. Ей пятьдесят четыре года и она разведена. Бурулча вырастила троих детей. Сейчас старшей дочери двадцать семь лет. Она работает заграницей в г. Дубаи. Среднему сыну двадцать пять. Он работает в Кыргызстане и живёт отдельно. Младшая, двадцати одна летняя дочь, живёт со старшей сестрой в г. Дубаи. Бурулча, несмотря на свой преклонный возраст, активно занимается увеличением поголовья скота, тем самым сама обеспечивает себя всем необходимым. Два года назад дочь отправила деньги в размере шести тысяч сомов и Бурулча смогла закупить скотину. Разведение скота пришлось ей по душе и Бурулча целиком втянулось в это предприятие. Со временем ей удалось увеличить поголовье скота, продав который, она тут же решила подарить сыну машину. На данный момент, она для своих домашних нужд держит корову и бычка, и так же занимается увеличение поголовья крупно – рогатого скота. Бурулча видит огромный спектр возможностей в этом бизнесе, так как сама природа Кыргызстана очень хорошо приспособлена к разведению скота. Именно по этой самой причине и решила Бурулча обратиться за кредитом, чтобы закупить бычков и отправить их в деревню, где живёт её мать. Откарливая скот там полгода, Бурулча хотела бы продать весь купленный скот и купить мягкую мебель для дома. В планы Бурулчи также входит разнообразить поле деятельности и открыть в будущем вулканизацию, где будет работать её сын. В будущем, Бурулча также хочет построить большой дом для себя и сына. Ради этого она готова пожертвовать временем и усилием.

Вместе с Бурулчой в группу также входят: Гулия, Гульнара и Мыскал.

Гулие пятьдесят семь. Вместе с супругом они пенсионеры. Дети давно выросли и живут отдельно. Гулия вместе с мужем держат коров и четыре года занимаются мелким скотоводством. Они успели увеличить поголовье скота и построить дом. Гулие нужен кредит, чтобы закупить еще скотины для увеличения поголовья.

Гульнаре мать пятерых детей. Муж Гульнары строитель. Гульнара занимается животноводством. Муж Гульнары обеспечил её изначальным капиталом и всячески помогал жене в её новом деле. Гульнара рада своему делу и обратилась за кредитом, чтобы купить корову и затем продавать молоко.

Мыскал сорок пять. Она вдова и мать троих детей. Мыскал живёт за счёт животноводства. Заниматься этим делом Мыскал решила сама. Из детей ей никто не помогает. Мыскал решила обратиться за кредитом, чтобы купить бычка, откормить его и затем продать.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

Subscribe