Iglesia Group

El grupo iglesia está conformado por Darling Rodríguez Cerrato, Gilmar Estela Rodríguez Murillo, Claudia Ivania Hernández y Néstor José Cerna. La coordinadora del grupo es Darling Rodríguez de 34 años, ella hace dos años que vende frutas y verduras en su casa. Con este pequeño negocio ha logrado impulsar a sus tres pequeños hijos en edad escolar y espera seguir trabajando en esto.

Gilma Estela Rodríguez de 41 años vende comida, Claudia Hernández hace seis años que trabaja como costurera y Néstor Cerna de 48 años tiene una verdulería ubicada por la Iglesia de su barrio. Ellos desean poder superarse y prosperar para ello trabajaran arduamente y decididos a realizar su meta.



Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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