Silvia Esperanza Garcia Flores

Silvia Esperanza García Flores tiene 50 años, ella tiene mucho tiempo de trabajar con Fundación León 2000 por lo que su record crediticio es muy bueno. Es una mujer casada y con su esposo tiene 1 hijo que está a su cargo. La actividad económica de Doña Silvia es una pulpería. Hace más de 12 años que se dedica a esta actividad económica. Los problemas que ha enfrentado Silvia son de salud ya que debido a su edad es muy difícil tener la agilidad para servir a sus clientes, pero esto no le impide el seguir adelante. siempre se ha caracterizado por tener un gran carisma con sus clientes. El financiamiento es destinado para capital de trabajo para la compra de granos básicos, pan, verduras entre otras cosas útiles para el hogar. Su deseo es mejorar su salud para continuar con el negocio.




Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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