Ernesto Javier Bonilla Hernandez

Don Ernesto Bonilla is 42 years old, married, and lives in Laureles Sur. He and his wife have three children (ages 19, 16, and 10) who are all studying so that they can have a better future.

Sr. Ernesto is a baker and started his business nine years ago. He produces a variety of breads for distribution to different retail establishments in the capital. During the winter, sales are lower because of the rainy season since it is more difficult to deliver and sell bread during this time.

He will use his loan to purchase ingredients such as flour, shortening, sugar, and yeast to produce and sell more bread so that he can obtain better earnings. His plans include finishing construction of his house and purchasing a motorbike for one of his children. Thanks to the funding he received from the Institution during the past four loan cycles, he has been able to improve his home as well as his business.

Translated from Spanish by Ronan Reodica, Kiva Volunteer

Don Ernesto Bonilla de 42 años de edad, casado, vive en Laureles Sur, junto a su esposa y sus tres hijos de 10,16 y 19 años de edad, todos estudian para el porvenir del futuro, el señor Ernesto es panadero desde hace nueve años hace variedad de panes para distribuirlo en diferentes ventas de la capital, en el invierno las ventas son bajas ya que por la mucho agua que cae se le hace difícil entregar el pan o vender. Con este crédito invertirá En materia prima como: harina, manteaca, azucar, levadura, para elaborar mucho pan y vender más para obtener mejores ganancias. Sus planes es poder terminar de hacer su casa como comprar una moto que desde joven adeseado tener. Agradece el financiamiento a la institución por estos cuatro ciclos que ha ayudado en la mejora de su casa como su negocio.

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