Emmanuel Amponsah
Status: Paying Back
| $350.00 | Loan Amount |
|---|
0% repaid
About the Entrepreneur
| Name: | Emmanuel Amponsah |
|---|---|
| Location: | Cape Coast, Ghana |
| Activity: | Retail |
About the Loan
| Loan Amount: | $350.00 |
|---|---|
| Loan Use: | Emmanuel will use the loan to purchase more engine oil for sale. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 14, 2009 |
| Date Disbursed: | Sep 18, 2009 |
| Date Funded: | Oct 21, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4549 GHS = 1 USD |
Emmanuel Amponsah married and has one child. He has received junior high education. Emmanuel sells engine oils at castle near yamoransah, which he has been doing since 2001. His wife is a trader. Emmanuel uses his income to pay his childrens school fees and utility bills. Emmanuel will use the loan to purchase more engine oil for sale. With the new profits from his expanded business, Emmanuel plans to plough back into his business.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Common Interest
142 Members
Journal entries for Emmanuel Amponsah
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Loan has been disbursed
Location: Cape Coast, Ghana
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Posted by
from Cape Coast, Ghana
Oct 22, 2009 |
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Comment on this entry
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Repayment Schedule for Emmanuel Amponsah
Repayment Schedule for Emmanuel Amponsah
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.33 | Available Feb 1 | |||
| March 2010 | $58.33 | Available Mar 1 | |||
| April 2010 | $58.33 | Available Apr 1 | |||
| May 2010 | $58.34 | Available May 1 | |||
| June 2010 | $58.34 | Available Jun 1 | |||
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