Rosália Armando Tchambule


Status: Paying Back

$550.00   Loan Amount
0% repaid

About the Entrepreneur

Name: Rosália Armando Tchambule
Location: Boane, Maputo, Mozambique
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $550.00
Loan Use: Purchase construction material (cement, corrugated iron and other materials)
Repayment Term: 16 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Oct 16, 2009
Date Disbursed: Oct 6, 2009
Date Funded:Oct 16, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:28.0000 MZN = 1 USD



Rosália Tchambule is a native of Maputo. She is 29 years old, single, does not have children, and lives in a rented house. She goes to school and is currently finishing her secondary education.

She has worked in education as a teacher for more than five years, from 7:00 a.m. to 12:00 noon every day of the week, and earns 4,700 MT which she uses for the support of her family, putting a little money aside in Barclays, the commercial bank.

She graduated from the Teachers Training Centre of Namaacha six years ago.

With this loan of 15,000 MT, she plans to purchase construction materials, specifically cement, iron, corrugated iron, and other things.

She has never requested a loan from other financial institutions. She came to know about Hluvuku through Eva Nunes, a friend of hers and a client of this same institution.

This is her third loan with Hluvuku, the previous ones being for 10,200 MT and 12,000 MT.

Her great challenge is to finish construction and live in her own house, and for that she plans to pay this loan back and request another. In the future, she would like to raise loans to finish construction and purchase furniture.


Translated from Portuguese by Heidi Petersen, Kiva Volunteer


Rosália Tchambule é natural de Maputo tem 29 anos de idade é solteira não tem filhos vive numa casa alugada. Frequenta a escola, neste momento esta concluindo o ensino médio.

Ela trabalha na Educação como professora a mais de 5 anos das 7h as 12h todos os dias da semana e aufere 4.700.00mt que aplica no sustento da família e poupa algum dinheiro no banco comercial, Barclays.

Foi formada pelo Centro de formação de professores de Namaacha a 6 anos.
Com este empréstimo de 15.000.00mt pretende comprar material de construção, concretamente cimento, ferro, chapas de zinco e outros.

Nunca pediu empréstimos em outras instituições financeiras. Conheceu a Hluvuku pela Eva Nunes amiga dela e cliente da mesma instituição.
Este é o seu terceiro empréstimo na Hluvuku sendo os anteriores de 10.200.00mt e 12.000.00mt.
O seu grande desafio é terminar a Obra e viver na sua própria casa, para tal pretende pagar bem este empréstimo e pedir mais. No futuro gostaria de levantar créditos para conclusão da obra e compra de mobiliário.




About Housing Loans
Many poor families are financially unable to purchase a house that meets their needs. Housing loans funded on Kiva give families access to capital to improve their homes and an opportunity to pay loans back at a pace that they can handle. The housing and small business loans featured on Kiva share a common purpose: they alleviate conditions of poverty and enable families to lead more stable lives. Learn more

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Journal entries for Rosália Armando Tchambule


Loan has been disbursed
 
Entrepreneur: Rosália Armando Tchambule
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to ROSÁLIA ARMANDO TCHAMBULE by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 14 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Oct 17, 2009
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Kiva Help Repayment Schedule for Rosália Armando Tchambule

  Expected Repayments Actual Repayments Comments
January 2010 $27.24 Available Jan 1  
February 2010 $28.37 Available Feb 1  
March 2010 $29.53 Available Mar 1  
April 2010 $30.74 Available Apr 1  
May 2010 $32.01 Available May 1  
June 2010 $33.32 Available Jun 1  
July 2010 $34.70 Available Jul 1  
August 2010 $36.11 Available Aug 1  
September 2010 $37.60 Available Sep 1  
October 2010 $39.15 Available Oct 1  
November 2010 $40.76 Available Nov 1  
December 2010 $42.43 Available Dec 1  
January 2011 $44.17 Available Jan 1  
February 2011 $93.87 Available Feb 1