Maritza Argentina Perez Gutierrez
Status: Paying Back
| $975.00 | Loan Amount |
|---|
0% repaid
About the Entrepreneur
| Name: | Maritza Argentina Perez Gutierrez |
|---|---|
| Location: | San Rafael, Nicaragua |
| Activity: | Vehicle Repairs |
About the Loan
| Loan Amount: | $975.00 |
|---|---|
| Loan Use: | By construction materials to improve the building her business is in |
| Repayment Term: | 13 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Oct 13, 2009 |
| Date Disbursed: | Oct 5, 2009 |
| Date Funded: | Oct 17, 2009 |
About the Field Partner
About the Field Partner
|
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| Field Partner: | CEPRODEL |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 25 months |
| Kiva Entrepreneurs: | 2283 |
| Total Loans: | $1,123,325 |
| Delinquency Rate: | 0.64% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Nicaragua |
|---|---|
| Avg Annual Income: | $3,636.00 |
| Currency: | Nicaragua Cordobas (NIO) |
| Exchange Rate: | 20.6188 NIO = 1 USD |
Maritza Argentina Perez Gutierrez has run a auto supply store, called Lubricantes del Sur”, in San Rafeal del Sur for the past 7 years. She is requesting this loan of c$20,000 (US$1,000) to buy construction materials to improve the building her business is in. The loan will also improve her house, she says, since she lives behind the shop. The loan will pay for an awning to provide shade for her business. Since Nicaragua is extremely hot, she considers this a very important investment.
Her business has grown considerably since she started getting loans from CEPRODEL, though business has been slow during the current economic crisis. Taxis are her biggest customer. Many people buy parts for their personal cars and motorcycles here as well. According to Maritza her loans have had a very positive effect on her life over time since very slowly, piece by piece, she can improve the living conditions in her house.
Maritza has one daughter who is married and no longer lives at home. Before owning her store, she was an elementary school teacher.
Her business has grown considerably since she started getting loans from CEPRODEL, though business has been slow during the current economic crisis. Taxis are her biggest customer. Many people buy parts for their personal cars and motorcycles here as well. According to Maritza her loans have had a very positive effect on her life over time since very slowly, piece by piece, she can improve the living conditions in her house.
Maritza has one daughter who is married and no longer lives at home. Before owning her store, she was an elementary school teacher.
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Journal entries for Maritza Argentina Perez Gutierrez
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Loan has been disbursed
Location: San Rafael, Nicaragua
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Posted by
from San Rafael, Nicaragua
Oct 18, 2009 |
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Comment on this entry
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Repayment Schedule for Maritza Argentina Perez Gutierrez
Repayment Schedule for Maritza Argentina Perez Gutierrez
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| January 2010 | $76.13 | Available Jan 1 | |||
| February 2010 | $78.41 | Available Feb 1 | |||
| March 2010 | $80.76 | Available Mar 1 | |||
| April 2010 | $83.18 | Available Apr 1 | |||
| May 2010 | $85.68 | Available May 1 | |||
| June 2010 | $88.25 | Available Jun 1 | |||
| July 2010 | $90.90 | Available Jul 1 | |||
| August 2010 | $93.62 | Available Aug 1 | |||
| September 2010 | $96.44 | Available Sep 1 | |||
| October 2010 | $99.32 | Available Oct 1 | |||
| November 2010 | $102.31 | Available Nov 1 | |||
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