Elma Gumahad
Status: Paying Back
| $175.00 | Loan Amount |
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24% repaid
About the Entrepreneur
| Name: | Elma Gumahad |
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| Location: | Guinabot, Sapang Dalaga, Philippines |
| Activity: | Food Production/Sales |
About the Loan
| Loan Amount: | $175.00 |
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| Loan Use: | Additional Capital for her business |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 13, 2009 |
| Date Disbursed: | Sep 14, 2009 |
| Date Funded: | Oct 13, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Paglaum Multi-Purpose Cooperative (PMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 12 months |
| Kiva Entrepreneurs: | 2642 |
| Total Loans: | $666,475 |
| Delinquency Rate: | 0.36% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 46.4200 PHP = 1 USD |
Elma Gumahad is from the village of Guinabot, Sapang Dalaga. She is 40 years old and married with one school-age child. To make a living, Elma makes and sells snacks and other delicacies in the local community. She is just starting this business. In 2008, she joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Elma has successfully repaid a previous loan of 5000 PHP from PMPC. She is requesting a new loan of 7000 PHP, which will be used to purchase additional products to sell. This will be her second loan from PMPC. She plans to use the additional revenue generated from her sales to expand her business.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.
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Journal entries for Elma Gumahad
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Loan has been disbursed
Location: Guinabot, Sapang Dalaga, Philippines
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Posted by
from Guinabot, Sapang Dalaga, Philippines
Oct 14, 2009 |
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Comment on this entry
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Repayment Schedule for Elma Gumahad
Repayment Schedule for Elma Gumahad
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2009 | $35.00 | $43.06 |  Repayment Received
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| January 2010 | $28.00 | Available Jan 1 | |||
| February 2010 | $35.00 | Available Feb 1 | |||
| March 2010 | $28.00 | Available Mar 1 | |||
| April 2010 | $28.00 | Available Apr 1 | |||
| May 2010 | $21.00 | Available May 1 | |||
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