Ray

Ray, 41, lives with his wife and four children. The oldest child helps him in the business, and the three other children go to school. He has his own house with a shop for soldering, repairing tires, and selling replacement parts for motorcycles and “motocarros” (three wheeled motorized vehicles). He has been working in this business for two years.

For three years he has had two “motocarros”, which are driven by private drivers who offer transportation services. They give him daily earnings. What Ray likes about his work is feeling like a motorcycle doctor. Not a day goes by that he does not have to tend to a motorcycle that has broken down. He needs to repair it well to guarantee his work.
In the near future, he wants to set up his business with a car wash.

This is his third loan with MFP. What he likes about his communal bank is that all of the members are responsible people, and they get along very well with each other. He will use the money he is now asking for to buy more motorcycle parts to increase the stock in his business.

Translated from Spanish by Ginny Kalish, Kiva Volunteer

Ray tiene 41 años, vive con su esposa y sus 4 hijos, siendo el mayor de ellos quien lo apoya en su negocio y los tres restantes estudian. Él cuenta en su propia casa con un taller de soldadura, vulcanizadora y venta de repuestos para motos y motocarros, negocio donde viene trabajando desde hace 2 años. Asimismo, desde hace 3 años tiene dos motocarros, los cuales son manejados por chóferes particulares que brindan el servicio de transporte de pasajeros y le entregan las ganancias del día. Lo que le gusta a Ray de su trabajo es sentirse como un doctor de motos, porque no hay un día que deje de atender una moto malograda y tiene que repararla bien para garantizar su trabajo. Para un futuro cercano, quiere implementar su negocio con la instalación de un lavadero de vehículos.
Este es su 3er crédito con MFP y lo que le gusta de su banco comunal es que todos los integrantes son personas responsables y se llevan muy bien entre todos. Con el dinero que ahora solicita comprará más repuestos de motos para incrementar el stock de su negocio.

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