Belen Group

It is a group that is very responsible with their payments. They live in the same neighborhood where they know each other well. The group is called “Belen”, and this communal bank is in its second cycle. The board of directors is comprised of members who are strict about their collection. They are very united.

Claudia Claros Meneses is the president and leader of the group. She sells handicrafts in the regional fairs and on national holidays. She lives in the family house, and she has two children. Her husband works independently as a locksmith.

Maria del Carmen Torrico Guzman, the treasurer, is very responsible and sociable. She is married and has two children. She is a street vendor, and she sells toilet paper. The loan is to increase capital.

Eliana Elvia Sagardia, the secretary, is a young, single member. She has a neighborhood store, which has various items. The loan is to increase merchandise. She helps her parents.

Translated from Spanish by Ginny Kalish, Kiva Volunteer

Es un grupo muy responsable en sus pagos, viven en un mismo Barrio, donde se conocen bien. Su grupo se llama "BELEN ", donde, el Banco de Emprendimiento esta en su 2º Ciclo, la mesa directiva esta conformada por socias que son estrictas en su cobranza, son muy unidas entre ellas, como presidenta esta la señora Claudia Claros Meneses, ella es lider de su grupo, vende artesania en las ferias zonales y fiestas Patronales , vive en casa familiar tiene 2 hijos, su esposo trabaja como cerrajero de manera independiente. Como tesorera esta la socia Maria del Carmen Torrico Guzman , muy responsable y sociable. Esta casada y tiene 2 hijos. vende papel higenico ambulando , el credito lo utiliza para aumento de capital . Como secretaria esta la socia Eliana Elvia Sagardia quien es una socia joven, es soltera , tiene tienda de barrio el cual esta surtida y el crèdito solicito para aumentar mercaderìa, ella ayuda a sus padres.








About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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