Bahrom Gulyamov

Gulyamov Bahrom is 34 years old. He is married and has three children. Bahrom owns a computer club where people can use computer, play video games and work on computers. He has also billiard table at his club. He rents a small office on the ground floor of a housing complex. He has been in this business for the past 5 years. When Bahrom receives credit, he plans to restore several computer systems that are currently out of order and with the part of them wants to buy additional computers. This will provide Bahrom with an opportunity to increase the number of working computers in his club. This credit will help people who do not have home access to a computer to come and work at the club. Some can improve their computer skills and others can make new friends through video games and gain necessary educational information from different sites. The loan will greatly improve Bahrom’s income and his family's living standards.


More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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