Bernadeth Cariaga


Status: Paying Back

$175.00   Loan Amount
25% repaid

About the Entrepreneur

Name: Bernadeth Cariaga
Location: Villa Corazon, Mallig, Isabela, Philippines
Activity: Charcoal Sales

About the Loan

Loan Amount: $175.00
Loan Use: Additional capital for charcoal making and vegetable vending
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Oct 8, 2009
Date Disbursed: Sep 18, 2009
Date Funded:Oct 8, 2009

About the Country

Country:Philippines
Avg Annual Income:$1,175.00
Currency:Philippines Pesos (PHP)
Exchange Rate:46.4504 PHP = 1 USD



Bernadeth is engaged in charcoal making. Aside from this, she also sells vegetable in the public market of Mallig. With her desire to send her children to school and finish their studies, she wanted to continue her business and ask for business capital from the KIVA lenders amounting to PHP8,000. She is hoping that the lenders will approve her loan request for her to improve her charcoal making business and vegetable vending.

Bernadeth is already a widow and she only have one child. “Patience is the key to success” is her guiding principle in life. She is sending her child to school and dreams to finish her study until college. As she believes that education is the only wealth that she can give to her child.




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Journal entries for Bernadeth Cariaga


Loan has been disbursed
 
Entrepreneur: Bernadeth Cariaga
Location: Villa Corazon, Mallig, Isabela, Philippines

Thank you for your loan. It has been disbursed to Bernadeth Cariaga by Alalay sa Kaunlaran, Inc. (ASKI) in Philippines. We are excited to watch this business grow. Over the 5 months of this loan, Alalay sa Kaunlaran, Inc. (ASKI) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Villa Corazon, Mallig, Isabela, Philippines
Oct 9, 2009
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Kiva Help Repayment Schedule for Bernadeth Cariaga

  Expected Repayments Actual Repayments Comments
December 2009 $43.84 $43.84 Repayment Received
January 2010 $36.53 Available Jan 1  
February 2010 $29.22 Available Feb 1  
March 2010 $29.23 Available Mar 1  
April 2010 $29.22 Available Apr 1  
May 2010 $6.96 Available May 1