Romao Casimiro Tembe


Status: Paid Back

$1,200.00   Loan Request
$1,200.00   Paid Back

About the Entrepreneur

Name: Romao Casimiro Tembe
Location: Catembe, Maputo, Mozambique
Activity: Fishing

About the Loan

Loan Amount: $1,200.00
Loan Use: To buy nets
Repayment Term: 15 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: N/A
Date Listed: Jul 18, 2007
Date Disbursed: Aug 2, 2007
Date Funded:Jul 19, 2007
Loan Ended:May 24, 2008

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:United States Dollars (USD)



Romão Casimiro Tembe is a fisherman and a cattle farmer. He was born on January 1st 1956, in the city of Catembe in Maputo. His father was a carpenter and his mother a mais who also worked with Liquor retail. He lost his father at an early age. Romao then went to live with his uncle who was a shoe repairer. There Romao learned the trade from his uncle and made a living reparing shoes until he became interested in the selling of sodas, which were scarce in Catembe. Later, he also worked as a street vendor. In 2002, by recommendation of his friends, he began to work with frozen chicken from the neighboring country of South Africa. Romao encountered financial difficulties, he then took out a loan of 6.000,00 through Hluvuku to expand his business.


Latter he requested 3 more loans of 8.000,00, 1.250,00 and 15.000,00 which enabled him to expand and strengthen his business, stat construction of his house and buy a fishing boat. With the 6th loans he bought fishing nets. Romao currently employs 6 people. He intends to buy a motor for the fishing boat and buy more cattle.


His activities have a positive impact in his community in that it brings sea food to his community, generates employment and increases the cattle number in his community.


Translated from Portuguese by Mariana Fraga, Kiva Volunteer.



Cliente: Romão Casimiro Tembe
Actividade: Pesca
Valor do emprestimo: 30.000,00MT (1,200.00US$)
Aplicação do emprestimo: Redes de pesca
Início: 10/07/2007
Fim: 31/07/2008

Romão Casimiro Tembe, pescador e criador de gado bovino, nasceu aos 1 de Janeiro de 1956, em Catembe Cidade de Maputo, filho de pai Carpinteiro e mãe doméstica que se dedicava també ao fabrico e comercialização de bebidas alcoolicas em pequena escala.

Perdeu o pai muito cedo, facto que lhe levou a viver com um padrasto que era sapateiro, aproveitando assim a aprender um ofício que lhe ajudou a auto sustentar-se até ao momento em que interessou-se pela comercialização de refrigerantes, produtos que escasseavam na Catembe e mais tarde vendia também o açucar, embora de forma ambulante.

Por influência de amigos, em 2002 iniciou o negócio de frangos congelados que adquiria na vizinha República da Africa do Sul, tendo enfrentado algumas dificuldades financeiras e recorrendo assim a um empréstimo de 6.000,00mt na Hluvuku para reforçar o seu negócio. Recoreu a mais 3 emprestimos sucessivos de 8.000,00mt, 10.250,00mte 15.000,00mt, para fortificar o seu negócio que era segundo ele bem sucedido, o que lhe permitiu acomular alguns fundos para construção da sua casa e ainda para comprar um barco e redes, iniciando assim o investimento na pesca.

Com o sexto e ultimo empréstimo de 30.000,00mt comprou redes para pesca.

Tem actualmente 11 pessoas na sua responsabilidade, e como perspectiva pretende comprar um motor para barco de modo a rentabilizar cada vez mais a sua actividade e ainda aumentar o numero de cabeças de gado bovino de modo a ter seu próprio cural ja que de momento deixou em no cural de um amigo.

As actividades por ele abraçadas são de grande impacto pois para além de abastecer o mercado de mariscos, garantem postos de trabalho e por outro lado aumenta a população de bovinos que constituem a melhor forma de poupança para as comunidades rurais.


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Journal entries for Romao Casimiro Tembe


Loan has been disbursed
 
Entrepreneur: Romao Casimiro Tembe
Location: Catembe, Maputo, Mozambique

Thank you for your loan. It has been disbursed to Romao Casimiro Tembe by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the next 12 - 18 months, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by Bernardo Luis Tembe from Catembe, Maputo, Mozambique
Jul 25, 2007
Comments (1)

Kiva Help Repayment Schedule for Romao Casimiro Tembe

  Expected Repayments Actual Repayments Comments
October 2007 $0.00 $100.00  
November 2007 $100.00 $100.00 Repayment Received
December 2007 $100.00 $100.00 Repayment Received
January 2008 $100.00 $100.00 Repayment Received
February 2008 $100.00 $100.00 Repayment Received
March 2008 $100.00 $100.00 Repayment Received
April 2008 $100.00 $100.00 Repayment Received
May 2008 $100.00 $100.00 Repayment Received
June 2008 $100.00 $100.00 Repayment Received
July 2008 $100.00 $300.00 Repayment Received
August 2008 $100.00 $0.00 Repayment Received
September 2008 $100.00 $0.00 Repayment Received
October 2008 $100.00 $0.00 Repayment Received