Edgardo Dela Cerna
Status: Paying Back
| $175.00 | Loan Amount |
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11% repaid
About the Entrepreneur
| Name: | Edgardo Dela Cerna |
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| Location: | Sta.cruz,poblacion,sindangan,zamboanga Del Norte, Philippines |
| Activity: | Motorcycle Repair |
About the Loan
| Loan Amount: | $175.00 |
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| Loan Use: | To buy materials for his business. |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 4, 2009 |
| Date Disbursed: | Sep 29, 2009 |
| Date Funded: | Oct 4, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Paglaum Multi-Purpose Cooperative (PMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 12 months |
| Kiva Entrepreneurs: | 2612 |
| Total Loans: | $657,475 |
| Delinquency Rate: | 0.37% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
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| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.0400 PHP = 1 USD |
Edgardo Dela Cerna is from the town of Sta.Cruz, Poblacion, Sindangan, Zamboanga del Norte. He is 50 years old and married with five grown children. To make a living, Edgardo owns and operates a business, a motorcycle repair shop for community members. Edgardo has been engaged in his business for over five years and earns approximately $87 a month for these activities.
In 2009, Edgardo joined Paglaum-MPC, a Kiva field partner, to gain access to financial services that would enable him to engage in business activities and thereby improve his living situation. He has successfully repaid previous loans which were used to purchase some materials and additional products for his business. Edgardo is requesting a new loan that will again be used to purchase materials amounting to PHP8,000. This will be his second loan from Paglaum-MPC. He plans to use the additional revenue generated from the business to financially support immediate members of his family.
In 2009, Edgardo joined Paglaum-MPC, a Kiva field partner, to gain access to financial services that would enable him to engage in business activities and thereby improve his living situation. He has successfully repaid previous loans which were used to purchase some materials and additional products for his business. Edgardo is requesting a new loan that will again be used to purchase materials amounting to PHP8,000. This will be his second loan from Paglaum-MPC. He plans to use the additional revenue generated from the business to financially support immediate members of his family.
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Journal entries for Edgardo Dela Cerna
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Loan has been disbursed
Location: Sta.cruz,poblacion,sindangan,zamboanga Del Norte, Philippines
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Posted by
from Sta.cruz,poblacion,sindangan,zamboanga Del Norte, Philippines
Oct 5, 2009 |
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thank you
Location: Sta.cruz,poblacion,sindangan,zamboanga Del Norte, Philippines
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Posted by
Faith Eguia from Sta.cruz,poblacion,sindangan,zamboanga Del Norte, Philippines
Oct 6, 2009 |
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Comment on this entry
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Repayment Schedule for Edgardo Dela Cerna
Repayment Schedule for Edgardo Dela Cerna
| Expected Repayments | Actual Repayments | Comments | |||
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| December 2009 | $14.58 | $19.84 |  Repayment Received
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| January 2010 | $14.59 | Available Jan 1 | |||
| February 2010 | $14.58 | Available Feb 1 | |||
| March 2010 | $14.58 | Available Mar 1 | |||
| April 2010 | $14.59 | Available Apr 1 | |||
| May 2010 | $14.58 | Available May 1 | |||
| June 2010 | $14.58 | Available Jun 1 | |||
| July 2010 | $14.59 | Available Jul 1 | |||
| August 2010 | $14.58 | Available Aug 1 | |||
| September 2010 | $14.58 | Available Sep 1 | |||
| October 2010 | $14.59 | Available Oct 1 | |||
| November 2010 | $14.58 | Available Nov 1 | |||
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