Prosperidad Y Amistad Group

The community bank "Prosperity and Friendship" is located in the high part of the Huaycan district of the Ate department of Lima. It is represented by Mrs. Mariza Fernandez who currently has the position of president. She is a native of Chanchamayo - La Merced, is 47 years old and has 4 children.
They started working with EDAPROSPO- Prosperity several days ago. The community bank is composed of 12 members who work at various types of activities such as : sale of vegetables, sale of prepared food, sale of clothing, sale of groceries, sale of salchipollo (a chicken and french fries dish), knits and other handiwork, making and sale of shirts, some members also work as operators in construction, provide soldering services and transportation services as in public auto drivers. Some members work in their homes and others are street vendors. The environment is very competitive, however, the members have faithful customers due to their good work and quality products. The purpose for this loan will be to acquire merchandise to improve the supply of their products and ingredients and raw materials for their businesses, also tools for them to improve their work. They expect to have more income to be able to give their families a better way of life and also to improve the local economy and continue improving the education of the children. The members are very grateful and excited to be able to work with the institution and they promise to continue to work and not disappoint it.

Translated from Spanish by Laura Bobbit, Kiva Volunteer

La alcancía comunal “Prosperidad y Amistad” se encuentra ubicada en la parte alta de Huaycan distrito de Ate departamento de Lima, representada por la señora Mariza Fernández, quien actualmente asume el cargo de presidenta, ella es natural de Chanchamayo – La Merced, tiene 47 años y 4 hijos.
Empezaron a trabajar con EDAPROSPO – Prosperidad desde hace unos días, la alcancía comunal esta conformada por 12 socios quienes desempeñan diferentes tipos de actividades como: venta de verduras, venta de comida, venta de ropa, venta de abarrotes, venta de salchipollo, tejidos y trabajos manuales, confección y venta de polos y en cuanto los socios se dedican a actividades como operario de construcción, servicio de soldador y también prestan servicio de chofer de transporte públicos. Algunas socios desarrollan sus actividades en su domicilio y el resto son ambulantes, ya que el entorno competitivo es muy fuerte pero los socios cuentan con clientes fidealizados gracias a al buen trabajo o por contar con productos de calidad. El destino del reciente préstamo será para la adquisición de mercadería para surtir sus productos e insumos y materiales para sus negocios y herramientas que ayuden a realizar un mejor trabajo. Sus expectativas son tener mayores ingresos para brindarles a sus familias una mejor calidad de vida así como tener una economía más estable para ir mejorando la educación de nuestros hijos. Los socios estamos agradecidos y muy entusiasmados de poder trabajar con la institución y nos comprometemos a seguir trabajando y no defraudarlos.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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