Rosemarie Segobia
Status: Paying Back
| $325.00 | Loan Amount |
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12% repaid
About the Entrepreneur
| Name: | Rosemarie Segobia |
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| Location: | Locsoon,tudela,misamis Occidental, Philippines |
| Activity: | General Store |
About the Loan
| Loan Amount: | $325.00 |
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| Loan Use: | To purchase additional inventory and to use as working capital |
| Repayment Term: | 13 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 6, 2009 |
| Date Disbursed: | Sep 23, 2009 |
| Date Funded: | Oct 7, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Paglaum Multi-Purpose Cooperative (PMPC) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 12 months |
| Kiva Entrepreneurs: | 2642 |
| Total Loans: | $666,475 |
| Delinquency Rate: | 0.36% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Philippines |
|---|---|
| Avg Annual Income: | $1,175.00 |
| Currency: | Philippines Pesos (PHP) |
| Exchange Rate: | 47.4200 PHP = 1 USD |
Rosemarie Segobia is from the village of Locsoon, Tudela, Misamis Occidental. She is 53 years old, is married and has eight school-aged children.
Rosemarie owns and operates a general store, selling daily-use products such as shampoo, soap and toothpaste in the local community. She has been engaged in her business for over twenty years and earns approximately 2,000 PHP a month.
In 2005, Rosemarie joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 15,000 PHP from PMPC. This previous loan was used to to purchase additional products to sell.
Rosemarie is requesting a new loan of 15,000 PHP which will be used to purchase additional inventory and used as working capital. This loan will be her 6th from PMPC. She plans to use the additional revenue generated from the business to pay her children’s tuition fees.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
Rosemarie owns and operates a general store, selling daily-use products such as shampoo, soap and toothpaste in the local community. She has been engaged in her business for over twenty years and earns approximately 2,000 PHP a month.
In 2005, Rosemarie joined PMPC to gain access to financial services to help improve her living situation and her ability to engage in business activities. She has successfully repaid a previous loan of 15,000 PHP from PMPC. This previous loan was used to to purchase additional products to sell.
Rosemarie is requesting a new loan of 15,000 PHP which will be used to purchase additional inventory and used as working capital. This loan will be her 6th from PMPC. She plans to use the additional revenue generated from the business to pay her children’s tuition fees.
About PMPC:
Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.
*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.
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Journal entries for Rosemarie Segobia
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Loan has been disbursed
Location: Locsoon,tudela,misamis Occidental, Philippines
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Posted by
from Locsoon,tudela,misamis Occidental, Philippines
Oct 8, 2009 |
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Comment on this entry
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Rosemarie Segobia
Location: Locsoon,tudela,misamis Occidental, Philippines
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Posted by
Annabelle Namocatcat from Locsoon,tudela,misamis Occidental, Philippines
Oct 30, 2009 |
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Comment on this entry
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Repayment Schedule for Rosemarie Segobia
Repayment Schedule for Rosemarie Segobia
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $40.63 | $40.63 |  Repayment Received
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| January 2010 | $27.08 | Available Jan 1 | |||
| February 2010 | $33.85 | Available Feb 1 | |||
| March 2010 | $27.09 | Available Mar 1 | |||
| April 2010 | $27.08 | Available Apr 1 | |||
| May 2010 | $27.08 | Available May 1 | |||
| June 2010 | $33.86 | Available Jun 1 | |||
| July 2010 | $27.08 | Available Jul 1 | |||
| August 2010 | $27.08 | Available Aug 1 | |||
| September 2010 | $33.86 | Available Sep 1 | |||
| October 2010 | $20.31 | Available Oct 1 | |||
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