Emprendedores De Sicuani Group

ALCANCIA COMUNAL EMPRENDEDORES DE SICUANI
The communal bank "EMPRENDEDORES DE SICUANI" is represented by Mrs. Miguela Camacuari and formed by 11 members who are in their fifth loan cycle, proving their responsibility, unity, honesty, and above all their desire to move forward in life. Mrs. Miguela Camacuari has been working in the textile industry for many years, a business that has allowed her to provide education to her 4 children. The treasurer Elizabeth Ríos is a member that sells products according to the season. For example, in the winter she sells nougat candy and bee honey, and in the summer she sells natural products. This type of business has brought many benefits so she is able to support the household expenses. The members of this group have different activities such as food sales, cosmetic sales, natural products, clothing sales, and tailor services. As in any commercial industry, there is always the competition between supply and demand, but thanks to their experience, they can move forward selling products that sell according to the needs of the market. They are requesting financing for the acquisition of merchandise, and goods that will allow them to generate greater incomes.

Translated from Spanish by Josh Wilcox, Kiva Volunteer

ALCANCIA COMUNAL
EMPRENDEDORES DE SICUANI
La Alcancia Comunal "EMPRENDEDORES DE SICUANI" está representado por la Sra. Miguela Camacuari y conformados por 11 miembros los cuales cursan el quinto ciclo demostrando responsabilidad, unión, honestidad y sobre todo ganas de salir adelante.
La Sra. Miguela Camacuari se dedica al rubro textil hace muchos años, negocio que le permite brindar educación a sus 4 hijos.
La tesorera Elizabeth Ríos es una socia que vende productos de acuerdo a la estación, por ejemplo en invierno vende turrones y miel de abeja, y en verano se dedica a la venta de productos naturales. Este tipo de negocio le ha traído muchos beneficios ya que puede sustentar los gastos en casa.
Los socios de este grupo tienen diferentes actividades tales como venta de comida, venta de cosméticos, productos naturales, venta de ropa, servicios de sastrería. Como en todo rubro comercial siempre existe la competencia de la oferta y la demanda pero gracias a su experiencia, pueden salir adelante vendiendo productos que van de acorde con las exigencias del mercado.
Ellos solicitan financiamiento para la adquisición de mercaderías, e insumos que les permitan generaran mayores ingresos.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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