Ana Maria Arcone


Status: Paying Back

$725.00   Loan Amount
8% repaid

About the Entrepreneur

Name: Ana Maria Arcone
Location: Boane, Maputo, Mozambique
Activity: Personal Housing Expenses

About the Loan

Loan Amount: $725.00
Loan Use: to buy construction materials (cement, bricks, tiles)
Repayment Term: 18 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Sep 29, 2009
Date Disbursed: Sep 21, 2009
Date Funded:Sep 30, 2009

About the Country

Country:Mozambique
Avg Annual Income:$1,389.00
Currency:Mozambique Meticais (MZN)
Exchange Rate:28.0395 MZN = 1 USD



Ana Maria was born in the town of Beira, Sofala province, in Mozambique. She is 35, married and the mother of 3 children between 2 and 16 years old. The two older ones attend public school in Boane. Ana Maria went to school for Agronomy. She lives in her own house with her family (husband, children and a nephew). She left Sofala when she was 7 with her parents to the city of Inhambane (400km north of Maputo), where she finished 10th grade. She later moved to Boane to continue her studies at the Institute of Agronomy. She later got married and set residence in Boane. Her husband works as an electrician at a local company.

Ana Maria has 12 years of experience teaching at the Boane primary school, and she makes 6.000,00MT (about U$220) per month, which is used to support her family. She has made loans with the Procredito bank before, in order to build her house, and paid them back without a problem. She is now asking for 20.000,00MT (U$725) to buy construction supplies (cement, bricks and bathroom tiles). She plans on paying the loan quickly so she can ask for other loans in order to finish her house, which still needs floor tiles, painting, and kitchen finishing, between other minor details.



Translated from Portuguese by Mariana Dauwe, Kiva Volunteer


Ana Maria nasceu na cidade central da Beira, província de Sofala, tem 35 anos de idade, casada e mãe de 3 filhos com idades compreendidas entre 2 e 16 anos. Os dois mais velhos estudam nas escolas publicas de boane. Concluiu o nível médio de Agronomia. Vive na casa própria com sua família (marido, filhos e um sobrinho).

Saiu de Sofala quando tinha 7 anos de idade juntamente com a sua família para cidade de Inhambane (província a 400 km a norte de Maputo) onde estudou ate 10 classe. Foi à razão que lhe valeu a transferência para boane a fim de continuar com os estudos no instituto de Agronomia. Mais tarde casou se e passou a viver definitivamente no distrito. O seu marido trabalha para uma empresa de instalações elétricas como eletricista. Ana Maria já tem 12 anos de experiência como docente na escola Primaria da vila de Boane, perto da sua residência, e recebe 6.000,00mt que aplica no sustento da familia.

Já teve empréstimos com o banco Procredito para iniciar com as obras de construção da sua casa e tendo reembolsado sem problemas. Através das amigas colegas que deram as informações comparativas entre a Hluvuku-Adsema e outras instituições concorrentes, preferiram aproximar e solicita 20.000,00MT para compra de material de construção (cimento, tijoleiras e louca de casa de banho).

Propõe se pagar o empréstimo sem problema para poder aceder a mais empréstimos com intuito de concluir a casa. A casa ainda de tijoleiras para o chão, pintura, acabamentos na cozinha e mais intervenções.










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Journal entries for Ana Maria Arcone


Loan has been disbursed
 
Entrepreneur: Ana Maria Arcone
Location: Boane, Maputo, Mozambique

Thank you for your loan. It has been disbursed to ANA MARIA ARCONE by Hluvuku-Adsema in Mozambique. We are excited to watch this business grow. Over the 15 months of this loan, Hluvuku-Adsema will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Boane, Maputo, Mozambique
Oct 1, 2009
Comment on this entry

Kiva Help Repayment Schedule for Ana Maria Arcone

  Expected Repayments Actual Repayments Comments
December 2009 $32.93 $61.82 Repayment Received
January 2010 $34.28 Available Jan 1  
February 2010 $35.69 Available Feb 1  
March 2010 $37.16 Available Mar 1  
April 2010 $38.68 Available Apr 1  
May 2010 $40.28 Available May 1  
June 2010 $41.93 Available Jun 1  
July 2010 $43.65 Available Jul 1  
August 2010 $45.45 Available Aug 1  
September 2010 $47.31 Available Sep 1  
October 2010 $49.26 Available Oct 1  
November 2010 $51.28 Available Nov 1  
December 2010 $53.39 Available Dec 1  
January 2011 $55.59 Available Jan 1  
February 2011 $57.87 Available Feb 1  
March 2011 $60.25 Available Mar 1