Lesbia Del Socorro Hernandez Manzanarez

Lesbia del Socorro Hernández Manzanares tiene la edad de 41 años, su estado civil es casada. Doña Lesbia tiene 2 hijos y todos trabajan. Doña Lesbia se dedica a la actividad económica como es el destace de cerdo. Hace más de 5 años que se dedica a este negocio. La ubicación de su negocio es en su humilde vivienda por lo que inicio por cuenta propia ya que anteriormente no trabajaba y necesitaba cubrir los gastos de su casa y así decide dedicarse a este negocio. Es por eso que el propósito de Lesbia es comprar lo suficiente para abastecer la demanda. Y es así como solicita este financiamiento destinado para capital de trabajo y así movilizarse hasta las diferentes comarcas ya que es aquí donde es favorable la compra de los cerdos. Los sueños de Lesbia son de establecer un restaurante.


Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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