Janet Homenyah
Status: Paying Back
| $350.00 | Loan Amount |
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0% repaid
About the Entrepreneur
| Name: | Janet Homenyah |
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| Location: | Cape Coast, Ghana |
| Activity: | Soft Drinks |
About the Loan
| Loan Amount: | $350.00 |
|---|---|
| Loan Use: | Her loan will be used to buy more soft drinks to sell. |
| Repayment Term: | 9 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Sep 25, 2009 |
| Date Disbursed: | Aug 28, 2009 |
| Date Funded: | Sep 25, 2009 |
About the Field Partner
About the Field Partner
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| Field Partner: | Christian Rural Aid Network (CRAN) |
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| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 23 months |
| Kiva Entrepreneurs: | 2431 |
| Total Loans: | $1,056,275 |
| Delinquency Rate: | 55.55% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
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| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4480 GHS = 1 USD |
Janet Homenyah sells and distributes assorted soft drinks on retail at castle near Nyankumasi. Janet has received vocational training. She is widow and has four children. Janet has been selling soft drinks since 2001. She is responsible for paying school fees, feeding and settlement of utility bills. Her loan will be used to buy more soft drinks to sell. She hopes to use the new profits from her business to save to take care of her children.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
Important Information About This Loan
Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.
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Journal entries for Janet Homenyah
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Loan has been disbursed
Location: Cape Coast, Ghana
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Posted by
from Cape Coast, Ghana
Sep 26, 2009 |
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Comment on this entry
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Repayment Schedule for Janet Homenyah
Repayment Schedule for Janet Homenyah
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $58.33 | Available Dec 1 | |||
| January 2010 | $58.33 | Available Jan 1 | |||
| February 2010 | $58.33 | Available Feb 1 | |||
| March 2010 | $58.33 | Available Mar 1 | |||
| April 2010 | $58.34 | Available Apr 1 | |||
| May 2010 | $58.34 | Available May 1 | |||
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