Fofo Ayite

This man finished his university studies but was not able to find a job. He is married and has three children. His wife is a retailer whose income is no longer able to cover the household expenses; it is for this reason that he decided in 2000 to start a business selling charcoal, something normally conducted by women. He runs this business in the Saint-Joseph district in Lomé. This business has allowed him to provide for his family. He enjoys good business these days and is proud of his income-generating activity. Currently, he needs to buy new bags; it is for this reason that he is seeking a loan through WAGES (one of Kiva's field partners) to buy 15 bags of charcoal. He is confident that his good faith and excellent knowledge of his market will allow him to repay this loan within the allotted time.

Translated from French by Vilas Menon, Kiva Volunteer

Cet homme a fini ses études à l’université mais il n’a pas eu la chance de trouver un emploi. Il est marié et est père de 03 enfants. Sa femme est une revendeuse dont les revenus n’arrivent plus à couvrir tous les besoins du foyer ; c’est pour cette raison qu’il a pris la décision en 2000 de se lancer dans le commerce de charbon de bois très souvent réservé aux femmes. Il exerce ce commerce dans le quartier de Saint-Joseph à Lomé. Cette activité lui permet désormais de subvenir aux besoins de sa famille. Il réalise de bonnes affaires ces temps-ci et est fier de cette activité génératrice de revenus. Il a besoin d’acheter de nouveaux sacs ; c’est pour cette raison qu’il sollicite un crédit de WAGES pour acheter 15 sacs de charbons de bois. Il compte sur sa bonne foi et sa meilleure connaissance de son marché pour rembourser le prêt dans les délais exigés.

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