Ana Maria Diaz Manzanarez

La Señora Ana Maria Díaz Manzanares tiene la edad de 62 años. Su actividad económica es brindar el servicio costura. Hace más de 32 años que se dedica a este negocio. Inicialmente comenzó con muy poco capital, por lo que tenía que proporcionarle a su familia lo necesario para salir adelante, Ana tuvo que recibir cursos para cocer prendas de vestir como pantalones, faldas, trajes uniformes entre otras cosas, ella invirtió en su negocio poco a poco por lo que inicio comprando otra máquina de coser, ya que tenía a sus hijos para que le ayudaran y así fue que humildemente se quedo con este negocio. Actualmente solicita este financiamiento para capital de trabajo para la compra de tela, hilos, cintas, tijeras para la elaboración de algunos uniformes. Su deseo para proporcionarle mejoras su vivienda.


Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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