Zaryl Tuleeva's Group

The leader of the group, Zaryl, is fifty-three years old. Her parents used to breed livestock and Zaryl, from her early childhood, was familiar with this occupation. When she grew up, she got married and decided to continue in this activity of breeding livestock. She inherited her family’s occupation. For twenty years, she has been making a living in animal husbandry, raising livestock and selling milk products. Her spouse has been working as a gardener. They have two children: a daughter, 27, works in a pharmacy and a son, 7. Recently, Zaryl and her husband have made repairs to their house, built a shed and increased the total population of their livestock. Considering their monthly income of just $50, these are big achievements made. All this has been possible due to their cattle, which is their main active, as it is for anybody living in a village. Zaryl, wants to obtain a loan to buy cement and sand for building a jerry building and garage. In a very short time they are going to harvest the crops. They hope that they will be able to finish building before harvesting starts.

Zaryl’s partners are: Venera, Gulzina and Orosulbu. Venera, 24, is married and has two little children. Together with her husband, she raises livestock. In addition, Venera sells milk to local villagers. Venera needs a loan to purchase goods for sale. She wants to open a small shop by her house where she would sell food items.

Gulzina, 63, and her husband have brought up four daughters. All of their daughters are married and live separately. She and her husband are engaged in cattle breeding. This has been their main occupation for thirty years. Gulzina needs a loan to purchase coal for winter.

Orosulbu, 62, is mother to nine children. Except the youngest son, all of the other children have gotten married and live separately. Orosulbu prefers not to depend on her children and earns her livelihood by raising livestock and selling milk. Orosulbu needs a loan to buy a heifer for subsequent breeding.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance, a young and ambitious socially-focused MFI in Kyrgyzstan.

Mol Bulak Finance is strongly committed to the principles of sustainable development on the basis of 3-Ps concept - People (building human capital and taking care of its customers and the society as well), Profit (to be profitable to grow further) and the Planet (taking care of the environment). It is also the only MFI in Kyrgyzstan who delivers its services to customers 365 days a year. To learn more about Mol Bulak and view a Video presentation about the organization, please visit: http://www.kiva.org/about/aboutPartner?id=135

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan - at http://kiva.org/team/kyrgyzstan. Members will get special updates and news from the Kiva Fellows in Kyrgyzstan and Mol Bulak staff.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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