La Paz Group

El Grupo Solidario La Paz está formado por Yolanda Guillermina Pérez Castillo quien es la coordinadora del grupo, Domingo Rojas González y Jorge Elí Pérez Guerrero, provenientes de la ciudad de Nindiri-Masaya, de la comarca piedra menuda ubicada a en el Km 21 de la carretera a Masaya.

Yolanda es la coordinadora del grupo y a sus 25 años una empresaria exitosa, ella trabaja en la venta de leche y todos sus derivados. Aprendió éste oficio de su madre quien iba a vera cruz (Tipitapa) a distribuir sus productos, Yolanda vio que era un negocio muy fructífero y decidió iniciar su propia clientela en piedra menuda.

Su más grande reto ha sido construir su casa y lo está logrando con la ayuda de su esposo y su negocio. Su crédito lo quiere para adquirir un frízer de segunda mano donde pueda guardar el queso, la cuajada o la leche cuando le queda; ya que cuando esto sucede debe buscar quien le guarde sus productos.

Domingo Rojas trabaja en la compra de llantas que subasta en el mercado mayoreo, Jorge Pérez es uno de los mejores sastres de su comarca. Los tres trabajan duro en sus negocios pero se caracterizan por ser proactivos cuando sus ventas están malas, buscan otros ingresos como: Vender sopa, comida, etc.



Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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