Semugenya James' Group
Status: Paying Back
| $4,925.00 | Loan Amount |
|---|
37% repaid
About the Group
| Group Name: | Semugenya James' Group |
|---|---|
| Group Members: |
Semugenya James Sarah Nakku Barbara Kagoya Tiika Nabukalu Sarah Nakibuuka Masitula Nanyonga Zainabu Nakalyowa Annet Nakigudde Rose Ochenyi Jemeo Kaweesa Jane Nabwire James Sebadduka Sarah Nakyeya Edrine Naigaga Dan Mukasa (not pictured) |
| Location: | Lugazi, Uganda |
| Activity: | General Store |
About the Loan
| Loan Amount: | $4,925.00 |
|---|---|
| Loan Use: | To restock her shop with more products |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Sep 24, 2009 |
| Date Disbursed: | Sep 9, 2009 |
| Date Funded: | Oct 17, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Pearl Microfinance Limited |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 26 months |
| Kiva Entrepreneurs: | 10683 |
| Total Loans: | $2,885,625 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Uganda |
|---|---|
| Avg Annual Income: | $1,700.00 |
| Currency: | Uganda Shillings (UGX) |
| Exchange Rate: | 1,940.0000 UGX = 1 USD |
Semugenya James is a hardworking woman with a retail shop in Lweru trading centre. She is 45 years old and married. She is responsible for twelve children between the ages of four and 24 years, some her own and some, orphans.
Semugenya used to be a farmer but was affected by the drop in price of produce and so changed to retail sales. From her shop she makes 200,000 UGX in profits, mostly attributable to the use of her loan and the quality of her products.
At the moment, Semugenya is requesting a loan to restock her shop with more goods and to pay for part of her children’s school fees. Semugenya dreams of becoming a wholesaler as well as educating her children to the highest level.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
Semugenya used to be a farmer but was affected by the drop in price of produce and so changed to retail sales. From her shop she makes 200,000 UGX in profits, mostly attributable to the use of her loan and the quality of her products.
At the moment, Semugenya is requesting a loan to restock her shop with more goods and to pay for part of her children’s school fees. Semugenya dreams of becoming a wholesaler as well as educating her children to the highest level.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Semugenya James' Group
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Loan has been disbursed
Location: Lugazi, Uganda
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Posted by
from Lugazi, Uganda
Oct 18, 2009 |
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Comment on this entry
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Repayment Schedule for Semugenya James' Group
Repayment Schedule for Semugenya James' Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $1,846.88 | $1,846.88 |  Repayment Received
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| January 2010 | $1,231.25 | Available Jan 1 | |||
| February 2010 | $1,539.06 | Available Feb 1 | |||
| March 2010 | $307.81 | Available Mar 1 | |||
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