Maria


Status: Paying Back

$250.00   Loan Amount
16% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Maria
Location: Lima, Peru
Activity: Grocery Store

About the Loan

Loan Amount: $250.00
Loan Use: Increasing her merchandise
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Sep 20, 2009
Date Disbursed: Sep 3, 2009
Date Funded:Sep 20, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9000 PEN = 1 USD



María is 41 years old. She is a very optimistic and sweet woman who is the mother of two children, Gianmarco and Sandra. Her children are her biggest treasure, and she tries to provide them with a life that is fulfilling and happy. María’s grocery store is situated in one of the markets in her area, and her store is the busiest in the neighborhood because her enthusiasm and service have earned her the loyalty of her customers. She likes having conversations with her customers, who use the occasion of shopping to ask María for advice, and she in turn appreciates the confidence that they have in her. However, it is difficult having to deal with the increased cost of products, since María wants to provide her customers with quality products for an affordable price. Her plan for the future is to stock her business with new products.

This is María’s first loan with Microfinanzas PRISMA, and she feels very much involved with her communal bank and is ready to work in a team with the other members, who, like her, are new to the group. She will use the 700 soles she is requesting to purchase enough merchandise to satisfy the demand of her customers.

Translated from Spanish by Christopher Knutson, Kiva Volunteer


María tiene 41 años, es una mujer muy optimista y dulce como madre, sus hijos Gianmarco y Sandra son su mayor tesoro y trata de ofrecerles una vida plena y feliz. Su tienda de abarrotes se encuentra en uno de los mercados de su localidad y es la más concurrida porque su buen ánimo y trato hicieron que María se gane la preferencia de sus clientes. A ella le agrada mantener conversaciones con sus clientes, quienes aprovechan el momento de realizar sus compras para solicitarle algunos consejos y ella está muy agradecida por la confianza que le brindan. Sin embargo, lo difícil es tener que lidiar con el aumento del costo de los productos, pues su interés es dar a sus clientes productos de calidad a un precio accesible. Sus planes a futuro son de implementar su negocio con productos novedosos.
Este es el primer préstamo que tiene con Microfinanzas PRISMA, por lo que se siente muy comprometida con su banco comunal y está dispuesta a trabajar en equipo con las demás integrantes, quienes al igual que ella, son nuevas en el grupo. Con los setecientos soles que solicita comprará mercadería suficiente para satisfacer la demanda de sus clientes.

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Journal entries for Maria


Loan has been disbursed
 
Entrepreneur: Maria
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Maria by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Sep 21, 2009
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Kiva Help Repayment Schedule for Maria

  Expected Repayments Actual Repayments Comments
December 2009 $41.79 $41.79 Repayment Received
January 2010 $41.78 Available Jan 1  
February 2010 $41.79 Available Feb 1  
March 2010 $41.78 Available Mar 1  
April 2010 $41.79 Available Apr 1  
May 2010 $41.07 Available May 1