Bertha


Status: Paying Back

$350.00   Loan Amount
14% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Bertha
Location: Lima, Peru
Activity: Transportation

About the Loan

Loan Amount: $350.00
Loan Use: Repair her cars
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Sep 21, 2009
Date Disbursed: Sep 2, 2009
Date Funded:Sep 22, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9000 PEN = 1 USD



Bertha is 50 years old. She is a hard-working woman who is committed to the progress of her family. She lives in her own house, and her wish is to keep her home as united as always. She manages two cars which she rents out to several passenger carriers so that they can work during the day in routes near the district where she lives. She has been working in this field for 5 years, for this reason she knows how to cautiously select the people who work with her cars. The good thing about her job is that she does not have to perform any activity, only to pay attention to the car routes, but she thinks that the abuse of the transit police is detrimental to the normal functioning of her vehicles and she tries to fight with them constantly. In the near future she would like to purchase an additional car to increase her income and to invest it in her children's education.
This is her fourteenth loan with Microfinanzas PRISMA, and she promises to continue to work responsibly to make her payments, together with her communal bank, where she is considered to be a leader of the group. The thousand soles requested will be invested in repairing her vehicles' mechanical problems.

Translated from Spanish by Heather Nicholson, Kiva Volunteer


Bertha tiene 50 años, es una mujer muy trabajadora y comprometida con el progreso de su familia, vive en su casa propia y su anhelo es que mantener su hogar tan unido como siempre. Se dedica en la administración de dos autos, los cuales alquila a algunos transportistas de pasajeros para que trabajen por el día en rutas cercanas al distrito donde ella vive. Lleva 5 años en esta labor, por lo tanto sabe seleccionar muy cautelosamente a las personas que trabajan con sus autos. Lo bueno de su trabajo es que no tiene que realizar ninguna actividad, sólo estar pendiente de las rutas de los carros, pero considera que el abuso de los policías de transito perjudican el normal funcionamiento de sus vehículos y trata de lidiar con ellos continuamente. Para un futuro cercano desea adquirir un carro adicional para incrementar sus ingresos e invertirlo en la educación de sus hijas.
Este es su catorceavo préstamo con Microfinanzas PRISMA, por lo que se compromete a seguir trabajando responsablemente en sus pagos junto a su banco comunal, donde la consideran como una de las líderes del grupo. Con los mil soles solicitados invertirá en la reparación de las fallas mecánicas que presentan sus vehículos.

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Journal entries for Bertha


Loan has been disbursed
 
Entrepreneur: Bertha
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Bertha by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 6 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Sep 23, 2009
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Kiva Help Repayment Schedule for Bertha

  Expected Repayments Actual Repayments Comments
December 2009 $52.28 $52.28 Repayment Received
January 2010 $54.17 Available Jan 1  
February 2010 $57.07 Available Feb 1  
March 2010 $59.36 Available Mar 1  
April 2010 $62.11 Available Apr 1  
May 2010 $65.01 Available May 1