Las Palmeras Group

The “Las Palmeras” communal bank is made up of 12 members who have demonstrated honesty, responsibility, and, above all, the will to get ahead. It is located in the high zone of the Huaycan district of Ate, department of Lima.

Currently, the job of president of the communal bank is taken on by señora Gladys, married with 5 children and engaged in the sale of clothing on an itinerant basis. We have worked with EDAPROSPO – Prosperidad for 5 years and carry out diverse activities such as the sale of soda water, beer sweets, plastics, pastries, clothes, household accessories, food, and ceviches.

Gladys states that our commercial competence is high because the members have a lot of experience and know how to promote their businesses, offering varied products of good quality. The recent loan application is to add to our working capital and to acquire merchandise and raw materials in order to generate more income for our families. This will permit us to improve the education of our children. We are very thankful for the confidence shown to us and will continue working with more enthusiasm with the Institution.

Translated from Spanish by Richard Brown, Kiva Volunteer

La alcancía comunal “LAS PALMERAS” esta integrada por 12 socios, quienes han demostrando honestidad, responsabilidad y sobre todo ganas de salir adelante; esta ubicado en la zona alta de Huaycan distrito de Ate departamento de Lima.
Actualmente asume el cargo de presidenta de la alcancía comunal la señora Gladys Silvera, casada, con 5 hijos y se dedica a la venta de ropa en forma ambulatoria.
Trabajan con EDAPROSPO – Prosperidad, desde hace 5 años y realizan diversas actividades como: venta de gaseosas, cervezas, golosinas, plásticos, pasteles, ropas y accesorios para el hogar, venta de comidas y ceviches. Gladys manifiesta que la competencia comercial es alta pero los socios tienen mucha experiencia y saben como sacar adelante sus negocios, ofreciendo productos variados y de buena calidad. Con el reciente préstamo, es para aumentar nuestro capital de trabajo para adquirir mercaderías e insumos para seguir generando mas ingresos para nuestras familias con el cual nos permite mejorar la educación de nuestros hijos, por ello estamos muy agradecidos por la confianza depositada y seguir trabajando con más entusiasmo con la Institución.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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