Santos Emilio Aviles

Mr. Emilio Aviles is 50 years old. He has owned a mechanic's shop for 40 years. His shop, located next to his home, in a strategic location for a business like his, and is spacious and equipped with all the necessary tools. He has two employees, who help him repair the cars, whether the work is rebuilding motors or shift boxes, clutch repairs, brakes, changing tires, body work and painting, or other repairs. He has his own clientele, who recommend him to others, since does high quality work. He only charges for labor; his clients supply their own replacement parts. He earns $1232.00 monthly, of which he pays his employees $600, leaving him a profit of $632. With this business he put his four sons through school and built rooms he rents out. He lives with his wife, who works as a housewife. Emilio gets up very early to go to the gym; he likes to stay in shape.

He is requesting a loan with which to make improvements to his home, since the house floods when it rains. He wants to connect part of his home to his auto repair shop. Emilio is a very responsible person who does not like disappointing clients in any way.

Translated from Spanish by Erin Corcoran, Kiva Volunteer

El señor Emilio Aviles tiene 59 años de edad el tiene su taller MECANICO desde hace 40 años, esta ubicado al frente de su casa, cuenta con todas las herramientas necesarias, y esta ubicado en un lugar estrategico, es amplio y cuenta con dos empleados, que le ayudan a reparar los carros como ser reparaciones de motores, cajas de cambios, disco de clutch, diferenciales, frenos, cambio de llantas, enderezados de pintura entre otros, el tiene su propia cartera de clientes los cuales los recomiendan a otros, ya que su trabajo es de calidad, el solamente cobra la mano de obra, los clientes llevan sus repuestos, mensualmente gana $ 1,232.00 , de los cuales paga empleados 600.00, quedandole una utilidad de $ 632.00 y de esta forma graduo a sus cuatro hijos, construyo sus cuartos de alquiler, el vive con su esposa quien trabaja como ama de casa, el señor se levanta muy temprano para ir al gimnacio ya que le gusta mantenerse en forma.
el solicita el credito para realizar mejoras en su casa ya que cuando llueve se le innunda de agua, quiere unir parte de su casa al taller, es una persona muy reponsable en trabajo, no le
gusta quedar mal a sus clientes.

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