Juan Rodriguez

In the mornings, Juan shine shoes at the plaza Avaroa(Avaroa square). it is located in the Sopocachi zone in the city of La Paz. He works alone and has two children: one that is independent and the other of school age. His wife is a retailer. To supplement his income, during the weekends Juan works as an employee at a milk distribution agency.

He lives in the north zone of Achachicala and rents his dwellings. It is the fourth time that he asks for a loan from the IMPRO agency. His credit history with our institution qualifies him as a client #1, meaning he has fulfill the payments of his previous loans in good faith. The amount that he asks for will be used to buy materials needed for his shoe shine business like: creams, dyes, small brushes, rags, and to repair his shoe shine bench.

His past credit history and work allows him to access this loan. He has experience in this business which in turn gives him the income to cover the loan.

Translated from Spanish by Maria Ramirez-Gregg, Kiva Volunteer

Juan por las mañanas lustra calzados en la plaza Avaroa ubicada en la zona de Sopocachi de la ciudad de La Paz. El trabaja solo, tiene dos hijos uno que es independiente y el otro en edad escolar, su esposa es comerciante minorista. Para poder ayudarse en sus ingresos los fines de semana trabaja como empleado en una agencia de distribución de leche.

Su domicilio esta ubicado en la zona de norte de Achachicala y vive en alquiler (es decir que paga una renta mensual). Es la cuarta vez que solicita un crédito con IMPRO. Su historial en nuestra institución lo califica como cliente 1, es decir con cumplimiento bueno en el pago de su obligación. El monto solicitado será destinado para la compra de material que necesita para su negocio de “lustra botas”, como ser cremas, tintas, escobillas, paños y refaccionar su banca de lustrador.

Sus antecedentes crediticios y trabajo le permiten acceder a este crédito ya que tiene experiencia en su negocio, el cual le da ingresos para cubrir el préstamo.