Sol Radiante Group
Status: Paying Back
| $4,225.00 | Loan Amount |
|---|
25% repaid
About the Group
(For privacy reasons, the Field Partner has requested that last names be undisclosed)| Group Name: | Sol Radiante Group |
|---|---|
| Group Members: |
Ricardina Rosa Virginia Maria Carmen Zenaida Elizabeth Valeriana Paola Ines Liz Rosaura Carmen Rosa Madeleine Marcela Marleni Delfilia Alcida Marialena Vanesa Ana Maria Haydee Pastora Betzabe Marleny Rocio |
| Location: | Ayacucho, Peru |
| Activity: | Retail |
About the Loan
| Loan Amount: | $4,225.00 |
|---|---|
| Loan Use: | Purchase sugar, milk, dyes, gift items, fruit, condiments, clothing, and cheese |
| Repayment Term: | 6 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Covered  |
| Date Listed: | Sep 17, 2009 |
| Date Disbursed: | Sep 17, 2009 |
| Date Funded: | Sep 22, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | FINCA Peru |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 27 months |
| Kiva Entrepreneurs: | 9340 |
| Total Loans: | $2,717,400 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Peru |
|---|---|
| Avg Annual Income: | $6,715.00 |
| Currency: | Peru Nuevos Soles (PEN) |
| Exchange Rate: | 2.9000 PEN = 1 USD |
The Communal Bank “Sol Radiante” (Radiant Sun) is starting its 41st loan cycle with 19 members. They have businesses selling condiments, grain, fruit, clothing, cheese, cosmetics, candy, shoes, and beauty services. Such is the case with Rosa, who operates a beauty salon from a rented space. She also sells cosmetics, gift items, and candy with the help of an employee.
El Banco Comunal Sol Radiante inicia su ciclo 41 con 19 socias.
Las socias realizan diferentes negocios como la venta de condimentos, cereales, frutas, ropa, quesos, cosméticos, golosinas, zapatos y servicios de cosmetología.
Como es el caso de Rosa que tiene un salón de belleza en un local alquilado, en donde también vende cosméticos, artículos de regalo, golosinas, actividad que realiza con la ayuda de un personal.
Por otro lado Ricardina vende desayunos todas las mañanas, de manera ambulatoria en el mercado 12 de abril.
Las socias necesitan diferentes montos de prestamos como 400 soles, 600 soles, 800 soles haciendo un total de 12,200 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de azúcar, leche, tintes, artículos de regalo, frutas, condimentos, ropa y quesos.
Los sueños de las socias son que sus negocios mejoren, sus hijos culminen sus estudios y tener negocios estables.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
Another example is Ricardina, who sells breakfast every morning as a traveling merchant in the “12 de Abril” Market.
The members need loans of different amounts ranging from 400 soles, 600 soles, to 800 soles for a total of 12,200 soles for the entire Communal Bank. The money will be used to buy sugar, milk, dyes, gift items, fruit, condiments, clothing, and cheese.
The members dream of improving and stabilizing their businesses, as well as seeing their children complete their studies.
Translated from Spanish by Ronan Reodica, Kiva Volunteer
El Banco Comunal Sol Radiante inicia su ciclo 41 con 19 socias.
Las socias realizan diferentes negocios como la venta de condimentos, cereales, frutas, ropa, quesos, cosméticos, golosinas, zapatos y servicios de cosmetología.
Como es el caso de Rosa que tiene un salón de belleza en un local alquilado, en donde también vende cosméticos, artículos de regalo, golosinas, actividad que realiza con la ayuda de un personal.
Por otro lado Ricardina vende desayunos todas las mañanas, de manera ambulatoria en el mercado 12 de abril.
Las socias necesitan diferentes montos de prestamos como 400 soles, 600 soles, 800 soles haciendo un total de 12,200 soles de prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra de azúcar, leche, tintes, artículos de regalo, frutas, condimentos, ropa y quesos.
Los sueños de las socias son que sus negocios mejoren, sus hijos culminen sus estudios y tener negocios estables.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Sol Radiante Group
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Loan has been disbursed
Location: Ayacucho, Peru
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Posted by
from Ayacucho, Peru
Sep 23, 2009 |
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Comment on this entry
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Repayment Schedule for Sol Radiante Group
Repayment Schedule for Sol Radiante Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $1,056.25 | $1,056.25 |  Repayment Received
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| January 2010 | $1,056.25 | Available Jan 1 | |||
| February 2010 | $1,056.25 | Available Feb 1 | |||
| March 2010 | $1,056.25 | Available Mar 1 | |||
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