God's Mercy Group

Afia is thirty-two years old. She is married and has given birth to four children, all in school. She lives with her husband and children in a rented apartment in a town called Wiawso in the Western Region of Ghana. Wiawso is a commercial and farming town. Afia is a trader. She trades in cosmetics and local soap production. She is the leader of a trust bank group called God’s Mercy. The group members are engaged either in farming and/or trading activities. They sell/supply in their local market and nearby communities. They sometimes trek to nearby community markets. They want a loan to buy goods in bulk to expand their businesses.




About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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