Estrellas Group

The members of the “Estrellas (Stars)” group are represented by Mr. Gabriel Marcel and consists of 12 members, among which are only two men. The ages of the members varies between 23 and 55 years, but all of them have streams of income through their small businesses such as the sale of cosmetics by catalog, the sale of bread, the sale of homemade sweets, clothes, a grocery store, the sale of prepared meals, and car washing. The competition in their area is high, but in spite of that they know they know that they can get ahead in what they do.

The loan is destined for the growth of their business through the purchase of merchandise, consumables, and tools for increasing their income which will permit them to give their families a better standard of living and a better education for their children. In terms of their credit history, they are in their third cycle with la Fundacion Agrocapital and have demonstrated responsibility, honesty, and the desire to grow and get ahead.

Translated from Spanish by William Gray, Kiva Volunteer

Las socias del grupo “Estrellas” están representados por el señor Gabriel Marcelo y conformado por 12 socias entre las cuales solo existen 2 varones, las edades de los miembros oscila entre los 23 a 55 años de edad pero todos tiene sus fuentes de ingreso a través de pequeños negocios como a la venta de cosméticos por catalogo, venta de pan, venta de dulces caseros, ropa, tienda de abarrotes, venta de comida y la atención en lavaderos de autos. La competencia dentro de sus rubros es alta pese a eso saben sacar adelante la actividad económica a la que se dedican. El crédito esta destinado al crecimiento de sus negocios con la compra de mercaderías, insumos y herramientas para mejorar más sus ingresos que les permitirá darles a sus familias una mejor calidad de vida y una mejor educación para su hijos. En cuanto a sus antecedentes crediticios se encuentran cursando su tercer ciclo con la Fundación Agrocapital demostrando responsabilidad, honestidad y ganas de crecer para salir adelante.


About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more

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