Jhonny


Status: Paying Back

$525.00   Loan Amount
20% repaid

About the Entrepreneur

(For privacy reasons, the Field Partner has requested that last name be undisclosed)
Name: Jhonny
Location: Lima, Peru
Activity: Taxi

About the Loan

Loan Amount: $525.00
Loan Use: Repair his auto
Repayment Term: 8 months - View details below
Lenders Repaid: Monthly
Currency Exchange Loss: Possible
Date Listed: Sep 15, 2009
Date Disbursed: Sep 4, 2009
Date Funded:Sep 20, 2009

About the Country

Country:Peru
Avg Annual Income:$6,715.00
Currency:Peru Nuevos Soles (PEN)
Exchange Rate:2.9200 PEN = 1 USD



Jhonny is a hard working, 28 year old young man. He lives with his wife, Doris, and their children. Alexander is 13 and Válerie is 12. They live in their own house.

He learned to drive a car when he was very young. Since then he converted this activity into his primary source of income, which he uses to pay all of the family’s expenses.

He generally leaves very early in the morning to “taxear” (taxi around), as he calls it. He finishes at six or seven at night; he arrives home very tired. Jhonny works with great passion and energy. This happiness is transmitted to his passengers. He already has many loyal customers.

This is his second loan with MFP. He promises to make his payments punctually. He will use the money he is now asking for to repair some mechanical problems with his car. He will do this to be able to offer better service.

Translated from Spanish by Ginny Kalish, Kiva Volunteer


Jhonny es un joven trabajador de 28 años, vive con su esposa, Doris, y sus hijos; Alexander de 13 y Válerie de 12, en su casa propia. Desde muy joven aprendió a conducir auto, desde entonces, esta actividad se ha convertido en su principal fuente de sustento económico, con la cual solventa los gastos de toda su familia. Generalmente sale muy temprano por la mañana a “taxear”, como él lo llama, y termina a las 6 o 7 de la noche, llegando muy cansado a su hogar. Jhonny trabaja con muchas ganas y energía, y esa alegría les transmite a sus pasajeros, de los que ya tiene varios clientes fieles.
Este es su segundo préstamo con MFP y se compromete pagar con puntualidad sus cuotas. El dinero que ahora solicita será utilizado en la reparación de algunas fallas mecánicas de su auto para que pueda brindar un mejor servicio.

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Journal entries for Jhonny


Loan has been disbursed
 
Entrepreneur: Jhonny
Location: Lima, Peru

Thank you for your loan. It has been disbursed to Jhonny by Microfinanzas Prisma in Peru. We are excited to watch this business grow. Over the 5 months of this loan, Microfinanzas Prisma will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Lima, Peru
Sep 21, 2009
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Kiva Help Repayment Schedule for Jhonny

  Expected Repayments Actual Repayments Comments
December 2009 $87.50 $108.19 Repayment Received
January 2010 $87.50 Available Jan 1  
February 2010 $87.50 Available Feb 1  
March 2010 $87.50 Available Mar 1  
April 2010 $87.50 Available Apr 1  
May 2010 $87.50 Available May 1