Mrs. Chek Pat Village Bank Group
Status: Paying Back
| $2,475.00 | Loan Amount |
|---|
About the Group
| Group Name: | Mrs. Chek Pat Village Bank Group |
|---|---|
| Group Members: |
Chek Pat Channy Pat Rem Samley Kim Pich Vanna Sou Koem Sreang Heng Seak Heng Ty Srurn Eak Sophea Koem Kim Surn Say Son Voeurn Koem Chhurn Heng Chann Hakk Ya Meas Lurn Sray Sary Sok Sok Leang Maen |
| Location: | Chroung Sdau Village, Cambodia |
| Activity: | Farming |
About the Loan
| Loan Amount: | $2,475.00 |
|---|---|
| Loan Use: | To buy fertilizer to make the crop more productive. |
| Repayment Term: | 14 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Oct 1, 2009 |
| Date Disbursed: | Aug 11, 2009 |
| Date Funded: | Oct 18, 2009 |
About the Field Partner
About the Field Partner
|
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| Field Partner: | AMK (Angkor Microfinance Kampuchea) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 21 months |
| Kiva Entrepreneurs: | 18202 |
| Total Loans: | $3,094,975 |
| Delinquency Rate: | N/A - see note |
| Default Rate: | 0.00% (see note) |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Cambodia |
|---|---|
| Avg Annual Income: | $2,600.00 |
| Currency: | Cambodia Riels (KHR) |
| Exchange Rate: | 4,125.0000 KHR = 1 USD |
Seven members in this group have end-of-term loans. They are not required to pay any principal on the loan until the very end of the loan term. The other group members have monthly payment loans. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Mrs. Chek Pat Village Bank Group
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Loan has been disbursed
Location: Chroung Sdau Village, Cambodia
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Posted by
from Chroung Sdau Village, Cambodia
Oct 19, 2009 |
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Comment on this entry
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Repayment Schedule for Mrs. Chek Pat Village Bank Group
Repayment Schedule for Mrs. Chek Pat Village Bank Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| December 2009 | $299.43 | $299.43 |  Repayment Received
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| January 2010 | $149.71 | Available Jan 1 | |||
| February 2010 | $149.71 | Available Feb 1 | |||
| March 2010 | $149.72 | Available Mar 1 | |||
| April 2010 | $149.71 | Available Apr 1 | |||
| May 2010 | $149.71 | Available May 1 | |||
| June 2010 | $149.72 | Available Jun 1 | |||
| July 2010 | $149.71 | Available Jul 1 | |||
| August 2010 | $149.71 | Available Aug 1 | |||
| September 2010 | $149.72 | Available Sep 1 | |||
| October 2010 | $828.15 | Available Oct 1 | |||
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