Elvin Jairo Carvajal Rodriguez

El Señor de Nombre Elvin Jairo Carvajal Rodríguez tiene la edad de 33 años, sus sueños son establecer un restaurante para obtener más ingresos para poseer 2 negocios enfocados en lo mismo y obtener más ganancias para su familia. La actividad económica de Elvin es un restaurante la ubicación de su negocio es en su vivienda. Hace más de 6 años, que se dedica a esta actividad por la búsqueda de una fuente de ingresos que sea más y con el paso del tiempo han logrado comprar sillas, mesas, manteles entre otras cosas y así fue que su negocio fue creciendo. El financiamiento es para capital de trabajo destinado para la comprar de sillas y otras cosas necesarias para su local. por lo que su deseo es crear un ambiente familiar.


Important Information About This Loan
In mid 2008, a movement began in Nicaragua called “Movimiento No Pago” (a movement for non-payment of loans). This movement, supported mostly by farmers of the north of Nicaragua with ties to the left-wing party in Nicaragua, has been organizing protests and making it difficult for some branches of microfinance institutions to operate normally. This movement has been fed by the global the economic crisis, which has made it more difficult for Nicaraguans to pay back their loans. This group has submitted a law to the government to create a moratorium on debt repayment. If passed, the law could have a severe effect on the microfinance industry and banking sector in Nicaragua. Recent information indicates that the situation may be improving as the President of Nicaragua has spoken out against this law and would not support its passage in its current form. The network of microfinance institutions in Nicaragua (ASOMIF) has been negotiating with the government in support of an alternative proposal. Kiva, along with 25 other funders from 9 countries, has signed onto a letter to the Nicaraguan government urging a resolution to this situation without enacting a moratorium on debt repayment. The potential passage of the debt moratorium increases the risk of lending in Nicaragua. For more information, please see the following articles: http://impreso.elnuevodiario.com.ni/2009/09/24/nacionales/110236; http://www.laprensa.com.ni/archivo/2009/octubre/16/noticias/economia/355010.shtml

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