Andrea Alzate

Thank you for your loan. It has been disbursed to Andrea Alzate by Center for Community Transformation Credit Cooperative (CCT) in Philippines. We are excited to watch this business grow. Over the 3 months of this loan, Center for Community Transformation Credit Cooperative (CCT) will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.

I visited Andrea’s business—and home—last week.

One of Andrea’s daughters was closing the gate in front of Andrea’s shop as I approached. Knocking on the door, I learn Andrea was ill, but I was beckoned inside anyway. The small, multi-story building houses Andrea’s shop, Andrea and her husband, and the families of four of Andrea’s five children, including six of her seven grandchildren. I stepped over a toddler gate and sat across from Andrea as three of her grandchildren played around me.

Andrea lived and farmed in the province of Summer, in the Visayas, until she moved to Manila in 1973 “for a better future”. Andrea ran a canteen (called a calenderia) for 27 years before increasing competition caused profits to fall and led Andrea to shutter the business and open a Ready-to-Wear (RTW) clothing shop instead. The RTW business is still small, with revenue of 300 to 800 pesos per day, and profits of 130 to 350 pesos (three to seven U.S. dollars) per day. Andrea hopes to move to the business to a separate shop in the not-to-distant future, and is always on the lookout for new business opportunities, like prepaid mobile phone credit recharging and selling fruit. In addition to housing her children and grandchildren, Andrea helps out her brother by allowing him to grow coconuts on a plot of land she owns. Harvesting and selling the coconuts nets her brother 5,000 pesos per month in profits.

Andrea used 4,000 pesos, 40% of her Kiva loan, to buy dresses and other clothing to resell in her shop. The remaining 6,000 pesos she’s kept in savings in case of an emergency.

Note: Andrea's original profile listed an incorrect number of children. Information above about Andrea's family is correct.

Please consider lending to another CCT entrepreneur in need of a loan and joining the CCT lending team.