Upper Traders Group
Status: Paying Back
| $4,375.00 | Loan Amount |
|---|
33% repaid
About the Group
(For privacy reasons, the Field Partner has requested that last names be undisclosed)| Group Name: | Upper Traders Group |
|---|---|
| Group Members: |
Vida Yaa Rosina Phylis Sarah Victoria Elizabeth Vida Gabriel Mary Alice |
| Location: | Oda, Ghana |
| Activity: | Food Production/Sales |
About the Loan
| Loan Amount: | $4,375.00 |
|---|---|
| Loan Use: | To buy more raw materials like bags of maize, millet, sugar, milk etc. |
| Repayment Term: | 8 months - View details below |
| Lenders Repaid: | Monthly |
| Currency Exchange Loss: | Possible  |
| Date Listed: | Aug 28, 2009 |
| Date Disbursed: | Aug 11, 2009 |
| Date Funded: | Aug 30, 2009 |
About the Field Partner
About the Field Partner
|
|
| Field Partner: | Sinapi Aba Trust (SAT) |
|---|---|
| Field Partner Risk Rating: | |
| Fundraising Status: | Active |
| Time On Kiva: | 24 months |
| Kiva Entrepreneurs: | 5521 |
| Total Loans: | $2,890,550 |
| Delinquency Rate: | 0.00% |
| Default Rate: | 0.00% |
| Currency Exchange Loss Rate: | 0.00% |
| More on this field partner >> | |
About the Country
| Country: | Ghana |
|---|---|
| Avg Annual Income: | $2,643.00 |
| Currency: | Ghana Cedis (GHS) |
| Exchange Rate: | 1.4633 GHS = 1 USD |
Vida is 46 years old she is married and given birth to six children. Currently they are all in school. She sells porridge at her neighborhood. Porridge is one of the local foods enjoyed popularly as breakfast by almost all Ghanaians. It is prepared from milled maize or millet grains, boiled and taken with sugar, milk and bread or taking with what we called Kose. Kose is prepared from milled beans and it is fried with cooking oil so in just about 20minutes it is ready to be served with the porridge. With large customer base, she wants to use the loan to buy more raw materials like bags of millet, beans, sugar and milk to increase production. She hopes to raise good income to support her kids in school.
She is the leader of a trust bank group called ‘Upper Traders’ which. She is the one sitting in the group photograph. Most of the members of this group are petty traders, food vendors and farmers etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
She is the leader of a trust bank group called ‘Upper Traders’ which. She is the one sitting in the group photograph. Most of the members of this group are petty traders, food vendors and farmers etc. In this group, members guarantee for one another as social collateral to access the loan and peer pressure to repay the loan.
About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more
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Journal entries for Upper Traders Group
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Loan has been disbursed
Location: Oda, Ghana
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Posted by
from Oda, Ghana
Aug 31, 2009 |
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Comment on this entry
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Repayment Schedule for Upper Traders Group
Repayment Schedule for Upper Traders Group
| Expected Repayments | Actual Repayments | Comments | |||
|---|---|---|---|---|---|
| November 2009 | $729.17 | $729.17 |  Repayment Received
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| December 2009 | $729.17 | $729.17 | Repayment Received
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| January 2010 | $729.17 | Available Jan 1 | |||
| February 2010 | $729.17 | Available Feb 1 | |||
| March 2010 | $729.16 | Available Mar 1 | |||
| April 2010 | $729.16 | Available Apr 1 | |||
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